Actuary Pay

Amarillo vs Austin: Actuary Salary (2026)

Compare actuary salaries between Amarillo, TX and Austin, TX. All figures are 2026 estimates projected from BLS 2025 data.

Amarillo, TX
$133,321
$64.10/hr
Austin, TX
$126,472
$60.81/hr

Side-by-Side Comparison

MetricAmarillo, TXAustin, TX
Median Salary$133,321$126,472
Hourly Rate$64.10$60.81
Entry Level (P10)$77,326$76,420
25th Percentile$95,991$89,196
75th Percentile$170,650$185,316
Top Earner (P90)$206,648$198,227
Total Employed52150
Side-by-side bar chart comparing Amarillo ($133,321) and Austin ($126,472) actuary salaries.AmarilloAustinMedian Salary$133,321$126,472Entry Level (P10)$77,326$76,420Top Earner (P90)$206,648$198,227US Median $134,160

Verdict

Amarillo, TX offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Austin.

The salary gap between Amarillo and Austin is $6,849 (5.42%). Amarillo's median is -0.63% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Amarillo spans $129,322,Austin spans $121,807. Amarillo has a wider pay range, meaning more potential for high earners but also more variation.

Amarillo
P10 (Entry)$77,326
P25$95,991
Median$133,321
P75$170,650
P90 (Top)$206,648
Austin
P10 (Entry)$76,420
P25$89,196
Median$126,472
P75$185,316
P90 (Top)$198,227

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Amarillo ($138,876 effective) pays 7.68% more than Austin ($128,966 effective).

Amarillo
Nominal: $133,321
CoL Index: 96
Adjusted: $138,876
Austin
Nominal: $126,472
CoL Index: 98.066
Adjusted: $128,966

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Amarillo if…

  • Higher median salary ($133,321/year)
  • Better top-earner potential ($206,648)
  • Better purchasing power (CoL-adjusted: $138,876)
  • You prefer the Texas area and lifestyle

Choose Austin if…

  • Larger job market (150 employed)
  • You prefer the Texas area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Amarillo grew 1.6% from 2024 to 2025, compared to 24.3% growth in Austin over the same period.

Amarillo, TX

+1.6%

$127,199 (2024) → $129,187 (2025)

Austin, TX

+24.3%

$98,630 (2019) → $122,550 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Amarillo or Austin?

Amarillo has a higher median actuary salary at $133,321/year, compared to Austin at $126,472/year — a difference of $6,849 (5.42%).

What is the hourly rate difference between Amarillo and Austin?

Amarillo actuarys earn $64.10/hr while Austin hygienists earn $60.81/hr (2026 est.).

Should I relocate from Amarillo to Austin as a actuary?

Consider more than just salary when comparing Amarillo and Austin. Factor in cost of living (CoL-adjusted: Amarillo = $138,876, Austin = $128,966), job availability (52 vs 150 employed), commute, and career growth potential.

What do entry-level actuarys earn in Amarillo vs Austin?

Entry-level (10th percentile) actuarys earn $77,326 in Amarillo and $76,420 in Austin. The Amarillo area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov