Actuary Pay

Boulder vs Denver: Actuary Salary (2026)

Compare actuary salaries between Boulder, CO and Denver, CO. All figures are 2026 estimates projected from BLS 2025 data.

Boulder, CO
$141,645
$68.10/hr
Denver, CO
$124,294
$59.76/hr

Side-by-Side Comparison

MetricBoulder, CODenver, CO
Median Salary$141,645$124,294
Hourly Rate$68.10$59.76
Entry Level (P10)$88,435$81,126
25th Percentile$108,175$100,042
75th Percentile$181,306$167,411
Top Earner (P90)$219,550$189,413
Total Employed21400
Side-by-side bar chart comparing Boulder ($141,645) and Denver ($124,294) actuary salaries.BoulderDenverMedian Salary$141,645$124,294Entry Level (P10)$88,435$81,126Top Earner (P90)$219,550$189,413US Median $134,160

Verdict

Boulder, CO offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Denver.

The salary gap between Boulder and Denver is $17,351 (13.96%). Boulder's median is +5.58% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Boulder spans $131,115,Denver spans $108,287. Boulder has a wider pay range, meaning more potential for high earners but also more variation.

Boulder
P10 (Entry)$88,435
P25$108,175
Median$141,645
P75$181,306
P90 (Top)$219,550
Denver
P10 (Entry)$81,126
P25$100,042
Median$124,294
P75$167,411
P90 (Top)$189,413

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Boulder ($134,900 effective) pays 14.81% more than Denver ($117,500 effective).

Boulder
Nominal: $141,645
CoL Index: 105
Adjusted: $134,900
Denver
Nominal: $124,294
CoL Index: 105.782
Adjusted: $117,500

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Boulder if…

  • Higher median salary ($141,645/year)
  • Better top-earner potential ($219,550)
  • Better purchasing power (CoL-adjusted: $134,900)
  • You prefer the Colorado area and lifestyle

Choose Denver if…

  • Larger job market (400 employed)
  • You prefer the Colorado area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Boulder grew 4.0% from 2024 to 2025, compared to 3.9% growth in Denver over the same period.

Boulder, CO

+4.0%

$131,974 (2024) → $137,253 (2025)

Denver, CO

+3.9%

$115,970 (2019) → $120,440 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Boulder or Denver?

Boulder has a higher median actuary salary at $141,645/year, compared to Denver at $124,294/year — a difference of $17,351 (13.96%).

What is the hourly rate difference between Boulder and Denver?

Boulder actuarys earn $68.10/hr while Denver hygienists earn $59.76/hr (2026 est.).

Should I relocate from Boulder to Denver as a actuary?

Consider more than just salary when comparing Boulder and Denver. Factor in cost of living (CoL-adjusted: Boulder = $134,900, Denver = $117,500), job availability (21 vs 400 employed), commute, and career growth potential.

What do entry-level actuarys earn in Boulder vs Denver?

Entry-level (10th percentile) actuarys earn $88,435 in Boulder and $81,126 in Denver. The Boulder area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov