Actuary Pay

Cape Girardeau vs Springfield: Actuary Salary (2026)

Compare actuary salaries between Cape Girardeau, MO and Springfield, MO. All figures are 2026 estimates projected from BLS 2025 data.

Cape Girardeau, MO
$116,615
$56.07/hr
Springfield, MO
$124,309
$59.76/hr

Side-by-Side Comparison

MetricCape Girardeau, MOSpringfield, MO
Median Salary$116,615$124,309
Hourly Rate$56.07$59.76
Entry Level (P10)$77,438$73,883
25th Percentile$91,974$91,733
75th Percentile$148,754$159,115
Top Earner (P90)$180,753$192,679
Total Employed636
Side-by-side bar chart comparing Cape Girardeau ($116,615) and Springfield ($124,309) actuary salaries.Cape GirardeauSpringfieldMedian Salary$116,615$124,309Entry Level (P10)$77,438$73,883Top Earner (P90)$180,753$192,679US Median $134,160

Verdict

Springfield, MO offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Cape Girardeau.

The salary gap between Cape Girardeau and Springfield is $7,694 (6.60%). Springfield's median is -7.34% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cape Girardeau spans $103,315,Springfield spans $118,796. Springfield has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Cape Girardeau
P10 (Entry)$77,438
P25$91,974
Median$116,615
P75$148,754
P90 (Top)$180,753
Springfield
P10 (Entry)$73,883
P25$91,733
Median$124,309
P75$159,115
P90 (Top)$192,679

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Springfield ($138,738 effective) pays 6.60% more than Cape Girardeau ($130,151 effective).

Cape Girardeau
Nominal: $116,615
CoL Index: 89.6
Adjusted: $130,151
Springfield
Nominal: $124,309
CoL Index: 89.6
Adjusted: $138,738

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cape Girardeau if…

  • You prefer the Missouri area and lifestyle

Choose Springfield if…

  • Higher median salary ($124,309/year)
  • Better top-earner potential ($192,679)
  • Larger job market (36 employed)
  • Better purchasing power (CoL-adjusted: $138,738)
  • You prefer the Missouri area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Cape Girardeau grew 10.2% from 2024 to 2025, compared to 10.2% growth in Springfield over the same period.

Cape Girardeau, MO

+10.2%

$102,568 (2024) → $112,999 (2025)

Springfield, MO

+10.2%

$109,335 (2024) → $120,454 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Cape Girardeau or Springfield?

Springfield has a higher median actuary salary at $124,309/year, compared to Cape Girardeau at $116,615/year — a difference of $7,694 (6.60%).

What is the hourly rate difference between Cape Girardeau and Springfield?

Cape Girardeau actuarys earn $56.07/hr while Springfield hygienists earn $59.76/hr (2026 est.).

Should I relocate from Cape Girardeau to Springfield as a actuary?

Consider more than just salary when comparing Cape Girardeau and Springfield. Factor in cost of living (CoL-adjusted: Cape Girardeau = $130,151, Springfield = $138,738), job availability (6 vs 36 employed), commute, and career growth potential.

What do entry-level actuarys earn in Cape Girardeau vs Springfield?

Entry-level (10th percentile) actuarys earn $77,438 in Cape Girardeau and $73,883 in Springfield. The Cape Girardeau area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov