Actuary Pay

Charlotte vs Morrisville: Actuary Salary (2026)

Compare actuary salaries between Charlotte, NC and Morrisville, NC. All figures are 2026 estimates projected from BLS 2025 data.

Charlotte, NC
$132,849
$63.87/hr
Morrisville, NC
$123,750
$59.49/hr

Side-by-Side Comparison

MetricCharlotte, NCMorrisville, NC
Median Salary$132,849$123,750
Hourly Rate$63.87$59.49
Entry Level (P10)$75,212$75,595
25th Percentile$102,416$92,451
75th Percentile$164,429$157,551
Top Earner (P90)$219,455$191,813
Total Employed2805
Side-by-side bar chart comparing Charlotte ($132,849) and Morrisville ($123,750) actuary salaries.CharlotteMorrisvilleMedian Salary$132,849$123,750Entry Level (P10)$75,212$75,595Top Earner (P90)$219,455$191,813US Median $134,160

Verdict

Charlotte, NC offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Morrisville.

The salary gap between Charlotte and Morrisville is $9,099 (7.35%). Charlotte's median is -0.98% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Charlotte spans $144,243,Morrisville spans $116,218. Charlotte has a wider pay range, meaning more potential for high earners but also more variation.

Charlotte
P10 (Entry)$75,212
P25$102,416
Median$132,849
P75$164,429
P90 (Top)$219,455
Morrisville
P10 (Entry)$75,595
P25$92,451
Median$123,750
P75$157,551
P90 (Top)$191,813

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Charlotte ($136,468 effective) pays 3.22% more than Morrisville ($132,212 effective).

Charlotte
Nominal: $132,849
CoL Index: 97.348
Adjusted: $136,468
Morrisville
Nominal: $123,750
CoL Index: 93.6
Adjusted: $132,212

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Charlotte if…

  • Higher median salary ($132,849/year)
  • Better top-earner potential ($219,455)
  • Larger job market (280 employed)
  • Better purchasing power (CoL-adjusted: $136,468)
  • You prefer the North Carolina area and lifestyle

Choose Morrisville if…

  • You prefer the North Carolina area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Charlotte grew -12.9% from 2019 to 2025, compared to 4.0% growth in Morrisville over the same period.

Charlotte, NC

+-12.9%

$147,800 (2019) → $128,730 (2025)

Morrisville, NC

+4.0%

$115,301 (2024) → $119,913 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Charlotte or Morrisville?

Charlotte has a higher median actuary salary at $132,849/year, compared to Morrisville at $123,750/year — a difference of $9,099 (7.35%).

What is the hourly rate difference between Charlotte and Morrisville?

Charlotte actuarys earn $63.87/hr while Morrisville hygienists earn $59.49/hr (2026 est.).

Should I relocate from Charlotte to Morrisville as a actuary?

Consider more than just salary when comparing Charlotte and Morrisville. Factor in cost of living (CoL-adjusted: Charlotte = $136,468, Morrisville = $132,212), job availability (280 vs 5 employed), commute, and career growth potential.

What do entry-level actuarys earn in Charlotte vs Morrisville?

Entry-level (10th percentile) actuarys earn $75,212 in Charlotte and $75,595 in Morrisville. The Morrisville area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov