Duluth vs Richfield: Actuary Salary (2026)
Compare actuary salaries between Duluth, MN and Richfield, MN. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Duluth, MN | Richfield, MN |
|---|---|---|
| Median Salary | $133,270▲ | $127,286 |
| Hourly Rate | $64.08▲ | $61.20 |
| Entry Level (P10) | $77,297 | $83,030▲ |
| 25th Percentile | $103,573▲ | $99,286 |
| 75th Percentile | $170,587▲ | $161,294 |
| Top Earner (P90) | $206,569▲ | $197,293 |
| Total Employed | 15▲ | 9 |
Verdict
Duluth, MN offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Richfield.
The salary gap between Duluth and Richfield is $5,984 (4.70%). Duluth's median is -0.66% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Duluth spans $129,272,Richfield spans $114,263. Duluth has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Duluth ($135,299 effective) pays 4.70% more than Richfield ($129,224 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Duluth if…
- ✓Higher median salary ($133,270/year)
- ✓Better top-earner potential ($206,569)
- ✓Larger job market (15 employed)
- ✓Better purchasing power (CoL-adjusted: $135,299)
- ✓You prefer the Minnesota area and lifestyle
Choose Richfield if…
- ✓You prefer the Minnesota area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Duluth grew 1.6% from 2024 to 2025, compared to 1.6% growth in Richfield over the same period.
Duluth, MN
$127,151 (2024) → $129,138 (2025)
Richfield, MN
$121,442 (2024) → $123,339 (2025)
View Full Salary Data
Duluth, MN
Richfield, MN
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov