Actuary Pay

Farmington vs Los Alamos: Actuary Salary (2026)

Compare actuary salaries between Farmington, NM and Los Alamos, NM. All figures are 2026 estimates projected from BLS 2025 data.

Farmington, NM
$106,693
$51.29/hr
Los Alamos, NM
$99,779
$47.97/hr

Side-by-Side Comparison

MetricFarmington, NMLos Alamos, NM
Median Salary$106,693$99,779
Hourly Rate$51.29$47.97
Entry Level (P10)$64,852$65,044
25th Percentile$79,719$77,521
75th Percentile$135,805$127,717
Top Earner (P90)$165,375$154,658
Total Employed86
Side-by-side bar chart comparing Farmington ($106,693) and Los Alamos ($99,779) actuary salaries.FarmingtonLos AlamosMedian Salary$106,693$99,779Entry Level (P10)$64,852$65,044Top Earner (P90)$165,375$154,658US Median $134,160

Verdict

Farmington, NM offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Los Alamos.

The salary gap between Farmington and Los Alamos is $6,914 (6.93%). Farmington's median is -20.47% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Farmington spans $100,523,Los Alamos spans $89,614. Farmington has a wider pay range, meaning more potential for high earners but also more variation.

Farmington
P10 (Entry)$64,852
P25$79,719
Median$106,693
P75$135,805
P90 (Top)$165,375
Los Alamos
P10 (Entry)$65,044
P25$77,521
Median$99,779
P75$127,717
P90 (Top)$154,658

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Farmington ($113,022 effective) pays 6.93% more than Los Alamos ($105,698 effective).

Farmington
Nominal: $106,693
CoL Index: 94.4
Adjusted: $113,022
Los Alamos
Nominal: $99,779
CoL Index: 94.4
Adjusted: $105,698

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Farmington if…

  • Higher median salary ($106,693/year)
  • Better top-earner potential ($165,375)
  • Larger job market (8 employed)
  • Better purchasing power (CoL-adjusted: $113,022)
  • You prefer the New Mexico area and lifestyle

Choose Los Alamos if…

  • You prefer the New Mexico area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Farmington grew 2.9% from 2024 to 2025, compared to 2.9% growth in Los Alamos over the same period.

Farmington, NM

+2.9%

$100,480 (2024) → $103,385 (2025)

Los Alamos, NM

+2.9%

$93,968 (2024) → $96,685 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Farmington or Los Alamos?

Farmington has a higher median actuary salary at $106,693/year, compared to Los Alamos at $99,779/year — a difference of $6,914 (6.93%).

What is the hourly rate difference between Farmington and Los Alamos?

Farmington actuarys earn $51.29/hr while Los Alamos hygienists earn $47.97/hr (2026 est.).

Should I relocate from Farmington to Los Alamos as a actuary?

Consider more than just salary when comparing Farmington and Los Alamos. Factor in cost of living (CoL-adjusted: Farmington = $113,022, Los Alamos = $105,698), job availability (8 vs 6 employed), commute, and career growth potential.

What do entry-level actuarys earn in Farmington vs Los Alamos?

Entry-level (10th percentile) actuarys earn $64,852 in Farmington and $65,044 in Los Alamos. The Los Alamos area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov