Germantown vs Madison: Actuary Salary (2026)
Compare actuary salaries between Germantown, WI and Madison, WI. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Germantown, WI | Madison, WI |
|---|---|---|
| Median Salary | $118,706 | $139,661▲ |
| Hourly Rate | $57.07 | $67.14▲ |
| Entry Level (P10) | $73,309 | $83,736▲ |
| 25th Percentile | $93,554 | $106,090▲ |
| 75th Percentile | $151,943 | $177,669▲ |
| Top Earner (P90) | $183,994 | $223,459▲ |
| Total Employed | 6 | 170▲ |
Verdict
Madison, WI offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Germantown.
The salary gap between Germantown and Madison is $20,955 (17.65%). Madison's median is +4.10% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Germantown spans $110,685,Madison spans $139,723. Madison has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Madison ($143,556 effective) pays 12.95% more than Germantown ($127,094 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Germantown if…
- ✓You prefer the Wisconsin area and lifestyle
Choose Madison if…
- ✓Higher median salary ($139,661/year)
- ✓Better top-earner potential ($223,459)
- ✓Larger job market (170 employed)
- ✓Better purchasing power (CoL-adjusted: $143,556)
- ✓You prefer the Wisconsin area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Germantown grew 6.6% from 2024 to 2025, compared to 24.1% growth in Madison over the same period.
Germantown, WI
$107,947 (2024) → $115,025 (2025)
Madison, WI
$109,010 (2019) → $135,330 (2025)
View Full Salary Data
Germantown, WI
Madison, WI
Frequently Asked Questions
Which city pays actuarys more: Germantown or Madison?
What is the hourly rate difference between Germantown and Madison?
Should I relocate from Germantown to Madison as a actuary?
What do entry-level actuarys earn in Germantown vs Madison?
Related Comparisons
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov