Actuary Pay

Honolulu vs Kahului: Actuary Salary (2026)

Compare actuary salaries between Honolulu, HI and Kahului, HI. All figures are 2026 estimates projected from BLS 2025 data.

Honolulu, HI
$124,966
$60.08/hr
Kahului, HI
$111,617
$53.66/hr

Side-by-Side Comparison

MetricHonolulu, HIKahului, HI
Median Salary$124,966$111,617
Hourly Rate$60.08$53.66
Entry Level (P10)$72,480$70,378
25th Percentile$89,976$82,788
75th Percentile$159,956$142,870
Top Earner (P90)$193,697$173,007
Total Employed685
Side-by-side bar chart comparing Honolulu ($124,966) and Kahului ($111,617) actuary salaries.HonoluluKahuluiMedian Salary$124,966$111,617Entry Level (P10)$72,480$70,378Top Earner (P90)$193,697$173,007US Median $134,160

Verdict

Honolulu, HI offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Kahului.

The salary gap between Honolulu and Kahului is $13,349 (11.96%). Honolulu's median is -6.85% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Honolulu spans $121,217,Kahului spans $102,629. Honolulu has a wider pay range, meaning more potential for high earners but also more variation.

Honolulu
P10 (Entry)$72,480
P25$89,976
Median$124,966
P75$159,956
P90 (Top)$193,697
Kahului
P10 (Entry)$70,378
P25$82,788
Median$111,617
P75$142,870
P90 (Top)$173,007

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Honolulu ($104,749 effective) pays 11.96% more than Kahului ($93,560 effective).

Honolulu
Nominal: $124,966
CoL Index: 119.3
Adjusted: $104,749
Kahului
Nominal: $111,617
CoL Index: 119.3
Adjusted: $93,560

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Honolulu if…

  • Higher median salary ($124,966/year)
  • Better top-earner potential ($193,697)
  • Larger job market (68 employed)
  • Better purchasing power (CoL-adjusted: $104,749)
  • You prefer the Hawaii area and lifestyle

Choose Kahului if…

  • You prefer the Hawaii area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Honolulu grew -19.2% from 2024 to 2025, compared to -19.2% growth in Kahului over the same period.

Honolulu, HI

+-19.2%

$149,793 (2024) → $121,091 (2025)

Kahului, HI

+-19.2%

$133,792 (2024) → $108,156 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Honolulu or Kahului?

Honolulu has a higher median actuary salary at $124,966/year, compared to Kahului at $111,617/year — a difference of $13,349 (11.96%).

What is the hourly rate difference between Honolulu and Kahului?

Honolulu actuarys earn $60.08/hr while Kahului hygienists earn $53.66/hr (2026 est.).

Should I relocate from Honolulu to Kahului as a actuary?

Consider more than just salary when comparing Honolulu and Kahului. Factor in cost of living (CoL-adjusted: Honolulu = $104,749, Kahului = $93,560), job availability (68 vs 5 employed), commute, and career growth potential.

What do entry-level actuarys earn in Honolulu vs Kahului?

Entry-level (10th percentile) actuarys earn $72,480 in Honolulu and $70,378 in Kahului. The Honolulu area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov