Actuary Pay

Kansas City vs St. Louis: Actuary Salary (2026)

Compare actuary salaries between Kansas City, MO and St. Louis, MO. All figures are 2026 estimates projected from BLS 2025 data.

Kansas City, MO
$135,894
$65.34/hr
St. Louis, MO
$133,500
$64.18/hr

Side-by-Side Comparison

MetricKansas City, MOSt. Louis, MO
Median Salary$135,894$133,500
Hourly Rate$65.34$64.18
Entry Level (P10)$82,374$81,507
25th Percentile$95,862$104,862
75th Percentile$180,910$181,849
Top Earner (P90)$214,254$209,785
Total Employed180250
Side-by-side bar chart comparing Kansas City ($135,894) and St. Louis ($133,500) actuary salaries.Kansas CitySt. LouisMedian Salary$135,894$133,500Entry Level (P10)$82,374$81,507Top Earner (P90)$214,254$209,785US Median $134,160

Verdict

Kansas City, MO offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to St. Louis.

The salary gap between Kansas City and St. Louis is $2,394 (1.79%). Kansas City's median is +1.29% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Kansas City spans $131,880,St. Louis spans $128,278. Kansas City has a wider pay range, meaning more potential for high earners but also more variation.

Kansas City
P10 (Entry)$82,374
P25$95,862
Median$135,894
P75$180,910
P90 (Top)$214,254
St. Louis
P10 (Entry)$81,507
P25$104,862
Median$133,500
P75$181,849
P90 (Top)$209,785

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Kansas City ($146,844 effective) pays 4.59% more than St. Louis ($140,396 effective).

Kansas City
Nominal: $135,894
CoL Index: 92.543
Adjusted: $146,844
St. Louis
Nominal: $133,500
CoL Index: 95.088
Adjusted: $140,396

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Kansas City if…

  • Higher median salary ($135,894/year)
  • Better top-earner potential ($214,254)
  • Better purchasing power (CoL-adjusted: $146,844)
  • You prefer the Missouri area and lifestyle

Choose St. Louis if…

  • Larger job market (250 employed)
  • You prefer the Missouri area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Kansas City grew 30.6% from 2019 to 2025, compared to 31.5% growth in St. Louis over the same period.

Kansas City, MO

+30.6%

$100,810 (2019) → $131,680 (2025)

St. Louis, MO

+31.5%

$98,360 (2019) → $129,360 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Kansas City or St. Louis?

Kansas City has a higher median actuary salary at $135,894/year, compared to St. Louis at $133,500/year — a difference of $2,394 (1.79%).

What is the hourly rate difference between Kansas City and St. Louis?

Kansas City actuarys earn $65.34/hr while St. Louis hygienists earn $64.18/hr (2026 est.).

Should I relocate from Kansas City to St. Louis as a actuary?

Consider more than just salary when comparing Kansas City and St. Louis. Factor in cost of living (CoL-adjusted: Kansas City = $146,844, St. Louis = $140,396), job availability (180 vs 250 employed), commute, and career growth potential.

What do entry-level actuarys earn in Kansas City vs St. Louis?

Entry-level (10th percentile) actuarys earn $82,374 in Kansas City and $81,507 in St. Louis. The Kansas City area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov