Actuary Pay

Liberty vs Springfield: Actuary Salary (2026)

Compare actuary salaries between Liberty, MO and Springfield, MO. All figures are 2026 estimates projected from BLS 2025 data.

Liberty, MO
$118,462
$56.96/hr
Springfield, MO
$124,309
$59.76/hr

Side-by-Side Comparison

MetricLiberty, MOSpringfield, MO
Median Salary$118,462$124,309
Hourly Rate$56.96$59.76
Entry Level (P10)$71,990$73,883
25th Percentile$88,500$91,733
75th Percentile$150,774$159,115
Top Earner (P90)$183,617$192,679
Total Employed536
Side-by-side bar chart comparing Liberty ($118,462) and Springfield ($124,309) actuary salaries.LibertySpringfieldMedian Salary$118,462$124,309Entry Level (P10)$71,990$73,883Top Earner (P90)$183,617$192,679US Median $134,160

Verdict

Springfield, MO offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Liberty.

The salary gap between Liberty and Springfield is $5,847 (4.94%). Springfield's median is -7.34% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Liberty spans $111,627,Springfield spans $118,796. Springfield has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Liberty
P10 (Entry)$71,990
P25$88,500
Median$118,462
P75$150,774
P90 (Top)$183,617
Springfield
P10 (Entry)$73,883
P25$91,733
Median$124,309
P75$159,115
P90 (Top)$192,679

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Springfield ($138,738 effective) pays 4.94% more than Liberty ($132,212 effective).

Liberty
Nominal: $118,462
CoL Index: 89.6
Adjusted: $132,212
Springfield
Nominal: $124,309
CoL Index: 89.6
Adjusted: $138,738

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Liberty if…

  • You prefer the Missouri area and lifestyle

Choose Springfield if…

  • Higher median salary ($124,309/year)
  • Better top-earner potential ($192,679)
  • Larger job market (36 employed)
  • Better purchasing power (CoL-adjusted: $138,738)
  • You prefer the Missouri area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Liberty grew 10.2% from 2024 to 2025, compared to 10.2% growth in Springfield over the same period.

Liberty, MO

+10.2%

$104,193 (2024) → $114,789 (2025)

Springfield, MO

+10.2%

$109,335 (2024) → $120,454 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Liberty or Springfield?

Springfield has a higher median actuary salary at $124,309/year, compared to Liberty at $118,462/year — a difference of $5,847 (4.94%).

What is the hourly rate difference between Liberty and Springfield?

Liberty actuarys earn $56.96/hr while Springfield hygienists earn $59.76/hr (2026 est.).

Should I relocate from Liberty to Springfield as a actuary?

Consider more than just salary when comparing Liberty and Springfield. Factor in cost of living (CoL-adjusted: Liberty = $132,212, Springfield = $138,738), job availability (5 vs 36 employed), commute, and career growth potential.

What do entry-level actuarys earn in Liberty vs Springfield?

Entry-level (10th percentile) actuarys earn $71,990 in Liberty and $73,883 in Springfield. The Springfield area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov