Actuary Pay

Los Angeles vs San Jose: Actuary Salary (2026)

Compare actuary salaries between Los Angeles, CA and San Jose, CA. All figures are 2026 estimates projected from BLS 2025 data.

Los Angeles, CA
$132,065
$63.50/hr
San Jose, CA
$135,233
$65.02/hr

Side-by-Side Comparison

MetricLos Angeles, CASan Jose, CA
Median Salary$132,065$135,233
Hourly Rate$63.50$65.02
Entry Level (P10)$86,502$89,443
25th Percentile$106,337$104,975
75th Percentile$194,418$224,924
Top Earner (P90)$219,826$268,165
Total Employed380120
Side-by-side bar chart comparing Los Angeles ($132,065) and San Jose ($135,233) actuary salaries.Los AngelesSan JoseMedian Salary$132,065$135,233Entry Level (P10)$86,502$89,443Top Earner (P90)$219,826$268,165US Median $134,160

Verdict

San Jose, CA offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Los Angeles.

The salary gap between Los Angeles and San Jose is $3,168 (2.40%). San Jose's median is +0.80% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Los Angeles spans $133,324,San Jose spans $178,722. San Jose has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Los Angeles
P10 (Entry)$86,502
P25$106,337
Median$132,065
P75$194,418
P90 (Top)$219,826
San Jose
P10 (Entry)$89,443
P25$104,975
Median$135,233
P75$224,924
P90 (Top)$268,165

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Jose ($122,468 effective) pays 5.31% more than Los Angeles ($116,289 effective).

Los Angeles
Nominal: $132,065
CoL Index: 113.566
Adjusted: $116,289
San Jose
Nominal: $135,233
CoL Index: 110.423
Adjusted: $122,468

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Los Angeles if…

  • Larger job market (380 employed)
  • You prefer the California area and lifestyle

Choose San Jose if…

  • Higher median salary ($135,233/year)
  • Better top-earner potential ($268,165)
  • Better purchasing power (CoL-adjusted: $122,468)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Los Angeles grew 12.9% from 2019 to 2025, compared to 14.2% growth in San Jose over the same period.

Los Angeles, CA

+12.9%

$113,380 (2019) → $127,970 (2025)

San Jose, CA

+14.2%

$114,700 (2020) → $131,040 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Los Angeles or San Jose?

San Jose has a higher median actuary salary at $135,233/year, compared to Los Angeles at $132,065/year — a difference of $3,168 (2.40%).

What is the hourly rate difference between Los Angeles and San Jose?

Los Angeles actuarys earn $63.50/hr while San Jose hygienists earn $65.02/hr (2026 est.).

Should I relocate from Los Angeles to San Jose as a actuary?

Consider more than just salary when comparing Los Angeles and San Jose. Factor in cost of living (CoL-adjusted: Los Angeles = $116,289, San Jose = $122,468), job availability (380 vs 120 employed), commute, and career growth potential.

What do entry-level actuarys earn in Los Angeles vs San Jose?

Entry-level (10th percentile) actuarys earn $86,502 in Los Angeles and $89,443 in San Jose. The San Jose area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov