Actuary Pay

Minneapolis vs Duluth: Actuary Salary (2026)

Compare actuary salaries between Minneapolis, MN and Duluth, MN. All figures are 2026 estimates projected from BLS 2025 data.

Minneapolis, MN
$129,991
$62.50/hr
Duluth, MN
$133,270
$64.08/hr

Side-by-Side Comparison

MetricMinneapolis, MNDuluth, MN
Median Salary$129,991$133,270
Hourly Rate$62.50$64.08
Entry Level (P10)$81,889$77,297
25th Percentile$97,514$103,573
75th Percentile$170,559$170,587
Top Earner (P90)$225,079$206,569
Total Employed1,02015
Side-by-side bar chart comparing Minneapolis ($129,991) and Duluth ($133,270) actuary salaries.MinneapolisDuluthMedian Salary$129,991$133,270Entry Level (P10)$81,889$77,297Top Earner (P90)$225,079$206,569US Median $134,160

Verdict

Minneapolis and Duluth are closely matched on overall actuary compensation, each winning on different metrics.

The salary gap between Minneapolis and Duluth is $3,279 (2.52%). Duluth's median is -0.66% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Minneapolis spans $143,190,Duluth spans $129,272. Minneapolis has a wider pay range, meaning more potential for high earners but also more variation.

Minneapolis
P10 (Entry)$81,889
P25$97,514
Median$129,991
P75$170,559
P90 (Top)$225,079
Duluth
P10 (Entry)$77,297
P25$103,573
Median$133,270
P75$170,587
P90 (Top)$206,569

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Duluth ($135,299 effective) pays 9.10% more than Minneapolis ($124,011 effective).

Minneapolis
Nominal: $129,991
CoL Index: 104.822
Adjusted: $124,011
Duluth
Nominal: $133,270
CoL Index: 98.5
Adjusted: $135,299

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Minneapolis if…

  • Better top-earner potential ($225,079)
  • Larger job market (1,020 employed)
  • You prefer the Minnesota area and lifestyle

Choose Duluth if…

  • Higher median salary ($133,270/year)
  • Better purchasing power (CoL-adjusted: $135,299)
  • You prefer the Minnesota area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Minneapolis grew 26.2% from 2019 to 2025, compared to 1.6% growth in Duluth over the same period.

Minneapolis, MN

+26.2%

$99,800 (2019) → $125,960 (2025)

Duluth, MN

+1.6%

$127,151 (2024) → $129,138 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Minneapolis or Duluth?

Duluth has a higher median actuary salary at $133,270/year, compared to Minneapolis at $129,991/year — a difference of $3,279 (2.52%).

What is the hourly rate difference between Minneapolis and Duluth?

Minneapolis actuarys earn $62.50/hr while Duluth hygienists earn $64.08/hr (2026 est.).

Should I relocate from Minneapolis to Duluth as a actuary?

Consider more than just salary when comparing Minneapolis and Duluth. Factor in cost of living (CoL-adjusted: Minneapolis = $124,011, Duluth = $135,299), job availability (1,020 vs 15 employed), commute, and career growth potential.

What do entry-level actuarys earn in Minneapolis vs Duluth?

Entry-level (10th percentile) actuarys earn $81,889 in Minneapolis and $77,297 in Duluth. The Minneapolis area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov