Northfield vs St. Cloud: Actuary Salary (2026)
Compare actuary salaries between Northfield, MN and St. Cloud, MN. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Northfield, MN | St. Cloud, MN |
|---|---|---|
| Median Salary | $126,171 | $131,176▲ |
| Hourly Rate | $60.66 | $63.07▲ |
| Entry Level (P10) | $79,620▲ | $76,082 |
| 25th Percentile | $95,715 | $102,298▲ |
| 75th Percentile | $160,726 | $167,906▲ |
| Top Earner (P90) | $195,565 | $203,324▲ |
| Total Employed | 6 | 12▲ |
Verdict
St. Cloud, MN offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Northfield.
The salary gap between Northfield and St. Cloud is $5,005 (3.97%). St. Cloud's median is -2.22% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Northfield spans $115,945,St. Cloud spans $127,242. St. Cloud has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, St. Cloud ($133,174 effective) pays 3.97% more than Northfield ($128,092 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Northfield if…
- ✓You prefer the Minnesota area and lifestyle
Choose St. Cloud if…
- ✓Higher median salary ($131,176/year)
- ✓Better top-earner potential ($203,324)
- ✓Larger job market (12 employed)
- ✓Better purchasing power (CoL-adjusted: $133,174)
- ✓You prefer the Minnesota area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Northfield grew 1.6% from 2024 to 2025, compared to 1.6% growth in St. Cloud over the same period.
Northfield, MN
$120,378 (2024) → $122,259 (2025)
St. Cloud, MN
$125,154 (2024) → $127,109 (2025)
View Full Salary Data
Northfield, MN
St. Cloud, MN
Frequently Asked Questions
Which city pays actuarys more: Northfield or St. Cloud?
What is the hourly rate difference between Northfield and St. Cloud?
Should I relocate from Northfield to St. Cloud as a actuary?
What do entry-level actuarys earn in Northfield vs St. Cloud?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov