Actuary Pay

Phoenix vs Scottsdale: Actuary Salary (2026)

Compare actuary salaries between Phoenix, AZ and Scottsdale, AZ. All figures are 2026 estimates projected from BLS 2025 data.

Phoenix, AZ
$143,004
$68.75/hr
Scottsdale, AZ
$139,264
$66.96/hr

Side-by-Side Comparison

MetricPhoenix, AZScottsdale, AZ
Median Salary$143,004$139,264
Hourly Rate$68.75$66.96
Entry Level (P10)$92,003$80,774
25th Percentile$120,393$101,173
75th Percentile$176,451$178,258
Top Earner (P90)$208,598$215,859
Total Employed17044
Side-by-side bar chart comparing Phoenix ($143,004) and Scottsdale ($139,264) actuary salaries.PhoenixScottsdaleMedian Salary$143,004$139,264Entry Level (P10)$92,003$80,774Top Earner (P90)$208,598$215,859US Median $134,160

Verdict

Phoenix, AZ offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Scottsdale.

The salary gap between Phoenix and Scottsdale is $3,740 (2.69%). Phoenix's median is +6.59% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Phoenix spans $116,595,Scottsdale spans $135,085. Scottsdale has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Phoenix
P10 (Entry)$92,003
P25$120,393
Median$143,004
P75$176,451
P90 (Top)$208,598
Scottsdale
P10 (Entry)$80,774
P25$101,173
Median$139,264
P75$178,258
P90 (Top)$215,859

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Scottsdale ($141,385 effective) pays 2.15% more than Phoenix ($138,414 effective).

Phoenix
Nominal: $143,004
CoL Index: 103.316
Adjusted: $138,414
Scottsdale
Nominal: $139,264
CoL Index: 98.5
Adjusted: $141,385

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Phoenix if…

  • Higher median salary ($143,004/year)
  • Larger job market (170 employed)
  • You prefer the Arizona area and lifestyle

Choose Scottsdale if…

  • Better top-earner potential ($215,859)
  • Better purchasing power (CoL-adjusted: $141,385)
  • You prefer the Arizona area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Phoenix grew 37.0% from 2019 to 2025, compared to 13.0% growth in Scottsdale over the same period.

Phoenix, AZ

+37.0%

$101,140 (2019) → $138,570 (2025)

Scottsdale, AZ

+13.0%

$119,375 (2024) → $134,946 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Phoenix or Scottsdale?

Phoenix has a higher median actuary salary at $143,004/year, compared to Scottsdale at $139,264/year — a difference of $3,740 (2.69%).

What is the hourly rate difference between Phoenix and Scottsdale?

Phoenix actuarys earn $68.75/hr while Scottsdale hygienists earn $66.96/hr (2026 est.).

Should I relocate from Phoenix to Scottsdale as a actuary?

Consider more than just salary when comparing Phoenix and Scottsdale. Factor in cost of living (CoL-adjusted: Phoenix = $138,414, Scottsdale = $141,385), job availability (170 vs 44 employed), commute, and career growth potential.

What do entry-level actuarys earn in Phoenix vs Scottsdale?

Entry-level (10th percentile) actuarys earn $92,003 in Phoenix and $80,774 in Scottsdale. The Phoenix area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov