Springfield vs St. Charles: Actuary Salary (2026)
Compare actuary salaries between Springfield, MO and St. Charles, MO. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Springfield, MO | St. Charles, MO |
|---|---|---|
| Median Salary | $124,309▲ | $121,552 |
| Hourly Rate | $59.76▲ | $58.44 |
| Entry Level (P10) | $73,883▲ | $73,207 |
| 25th Percentile | $91,733▲ | $90,230 |
| 75th Percentile | $159,115▲ | $155,586 |
| Top Earner (P90) | $192,679▲ | $188,406 |
| Total Employed | 36▲ | 16 |
Verdict
Springfield, MO offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to St. Charles.
The salary gap between Springfield and St. Charles is $2,757 (2.27%). Springfield's median is -7.34% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Springfield spans $118,796,St. Charles spans $115,199. Springfield has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Springfield ($138,738 effective) pays 2.27% more than St. Charles ($135,661 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Springfield if…
- ✓Higher median salary ($124,309/year)
- ✓Better top-earner potential ($192,679)
- ✓Larger job market (36 employed)
- ✓Better purchasing power (CoL-adjusted: $138,738)
- ✓You prefer the Missouri area and lifestyle
Choose St. Charles if…
- ✓You prefer the Missouri area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Springfield grew 10.2% from 2024 to 2025, compared to 10.2% growth in St. Charles over the same period.
Springfield, MO
$109,335 (2024) → $120,454 (2025)
St. Charles, MO
$106,911 (2024) → $117,783 (2025)
View Full Salary Data
Springfield, MO
St. Charles, MO
Frequently Asked Questions
Which city pays actuarys more: Springfield or St. Charles?
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Should I relocate from Springfield to St. Charles as a actuary?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov