Actuary Pay

St. Louis vs University City: Actuary Salary (2026)

Compare actuary salaries between St. Louis, MO and University City, MO. All figures are 2026 estimates projected from BLS 2025 data.

St. Louis, MO
$133,500
$64.18/hr
University City, MO
$118,509
$56.98/hr

Side-by-Side Comparison

MetricSt. Louis, MOUniversity City, MO
Median Salary$133,500$118,509
Hourly Rate$64.18$56.98
Entry Level (P10)$81,507$72,471
25th Percentile$104,862$88,593
75th Percentile$181,849$151,692
Top Earner (P90)$209,785$183,689
Total Employed2506
Side-by-side bar chart comparing St. Louis ($133,500) and University City ($118,509) actuary salaries.St. LouisUniversity CityMedian Salary$133,500$118,509Entry Level (P10)$81,507$72,471Top Earner (P90)$209,785$183,689US Median $134,160

Verdict

St. Louis, MO offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to University City.

The salary gap between St. Louis and University City is $14,991 (12.65%). St. Louis's median is -0.49% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in St. Louis spans $128,278,University City spans $111,218. St. Louis has a wider pay range, meaning more potential for high earners but also more variation.

St. Louis
P10 (Entry)$81,507
P25$104,862
Median$133,500
P75$181,849
P90 (Top)$209,785
University City
P10 (Entry)$72,471
P25$88,593
Median$118,509
P75$151,692
P90 (Top)$183,689

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, St. Louis ($140,396 effective) pays 6.15% more than University City ($132,265 effective).

St. Louis
Nominal: $133,500
CoL Index: 95.088
Adjusted: $140,396
University City
Nominal: $118,509
CoL Index: 89.6
Adjusted: $132,265

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose St. Louis if…

  • Higher median salary ($133,500/year)
  • Better top-earner potential ($209,785)
  • Larger job market (250 employed)
  • Better purchasing power (CoL-adjusted: $140,396)
  • You prefer the Missouri area and lifestyle

Choose University City if…

  • You prefer the Missouri area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in St. Louis grew 31.5% from 2019 to 2025, compared to 10.2% growth in University City over the same period.

St. Louis, MO

+31.5%

$98,360 (2019) → $129,360 (2025)

University City, MO

+10.2%

$104,234 (2024) → $114,834 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: St. Louis or University City?

St. Louis has a higher median actuary salary at $133,500/year, compared to University City at $118,509/year — a difference of $14,991 (12.65%).

What is the hourly rate difference between St. Louis and University City?

St. Louis actuarys earn $64.18/hr while University City hygienists earn $56.98/hr (2026 est.).

Should I relocate from St. Louis to University City as a actuary?

Consider more than just salary when comparing St. Louis and University City. Factor in cost of living (CoL-adjusted: St. Louis = $140,396, University City = $132,265), job availability (250 vs 6 employed), commute, and career growth potential.

What do entry-level actuarys earn in St. Louis vs University City?

Entry-level (10th percentile) actuarys earn $81,507 in St. Louis and $72,471 in University City. The St. Louis area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov