Actuary Pay

Surprise vs Tucson: Actuary Salary (2026)

Compare actuary salaries between Surprise, AZ and Tucson, AZ. All figures are 2026 estimates projected from BLS 2025 data.

Surprise, AZ
$131,862
$63.40/hr
Tucson, AZ
$144,837
$69.63/hr

Side-by-Side Comparison

MetricSurprise, AZTucson, AZ
Median Salary$131,862$144,837
Hourly Rate$63.40$69.63
Entry Level (P10)$81,284$84,006
25th Percentile$99,513$104,283
75th Percentile$168,783$185,392
Top Earner (P90)$204,386$224,497
Total Employed31137
Side-by-side bar chart comparing Surprise ($131,862) and Tucson ($144,837) actuary salaries.SurpriseTucsonMedian Salary$131,862$144,837Entry Level (P10)$81,284$84,006Top Earner (P90)$204,386$224,497US Median $134,160

Verdict

Tucson, AZ offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Surprise.

The salary gap between Surprise and Tucson is $12,975 (9.84%). Tucson's median is +7.96% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Surprise spans $123,102,Tucson spans $140,491. Tucson has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Surprise
P10 (Entry)$81,284
P25$99,513
Median$131,862
P75$168,783
P90 (Top)$204,386
Tucson
P10 (Entry)$84,006
P25$104,283
Median$144,837
P75$185,392
P90 (Top)$224,497

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Tucson ($147,043 effective) pays 9.84% more than Surprise ($133,870 effective).

Surprise
Nominal: $131,862
CoL Index: 98.5
Adjusted: $133,870
Tucson
Nominal: $144,837
CoL Index: 98.5
Adjusted: $147,043

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Surprise if…

  • You prefer the Arizona area and lifestyle

Choose Tucson if…

  • Higher median salary ($144,837/year)
  • Better top-earner potential ($224,497)
  • Larger job market (137 employed)
  • Better purchasing power (CoL-adjusted: $147,043)
  • You prefer the Arizona area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Surprise grew 13.0% from 2024 to 2025, compared to 13.0% growth in Tucson over the same period.

Surprise, AZ

+13.0%

$113,030 (2024) → $127,773 (2025)

Tucson, AZ

+13.0%

$124,152 (2024) → $140,346 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Surprise or Tucson?

Tucson has a higher median actuary salary at $144,837/year, compared to Surprise at $131,862/year — a difference of $12,975 (9.84%).

What is the hourly rate difference between Surprise and Tucson?

Surprise actuarys earn $63.40/hr while Tucson hygienists earn $69.63/hr (2026 est.).

Should I relocate from Surprise to Tucson as a actuary?

Consider more than just salary when comparing Surprise and Tucson. Factor in cost of living (CoL-adjusted: Surprise = $133,870, Tucson = $147,043), job availability (31 vs 137 employed), commute, and career growth potential.

What do entry-level actuarys earn in Surprise vs Tucson?

Entry-level (10th percentile) actuarys earn $81,284 in Surprise and $84,006 in Tucson. The Tucson area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov