Actuary Pay

Entry-Level Actuary Salary in Roseville, MN: $80,634 (2026)

Quick Answer:New actuaries entering the Roseville, MN job market in 2026 can expect a starting salary around $80,634 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Roseville's local price level (BEA RPP 98.51% below national), a first-year paycheck buys what $81,862 would in average-cost America. Most reach the city median ($130,701) within a few years of clinical practice.

$80,634
Starting Salary
$38.76/hr
Starting Hourly
$80,634
Entry Level
$130,701
Career Median Target

Based on BLS state-level estimates · View source

Actuary Entry Level Salary in Roseville, MN — 2026 est., based on 2025 BLS
Roseville, MN actuary entry level salary overview (2026 est., based on 2025 BLS)

Considering a career as an actuary in Roseville, Minnesota, can be promising for recent graduates looking to break into the field. The projected starting actuary salary for entry-level positions is $80,634 in 2026, which establishes a solid foundation that is significantly lower than the city median of $130,701. This delineates a substantial gap that new entrants will need to bridge as they progress in their careers. With a growth trajectory that ramps up to $98,230 at the 25th percentile and a median salary awaiting those who effectively navigate their early years, Roseville is a competitive market for new grads in the actuarial domain. The local job market appears to be aligning with a reasonable expectation for early-career professionals willing to invest in their professional development.

About the Roseville Market

Salary estimated from Minnesota average ($128,000) adjusted for local cost of living.

Career Earnings Timeline in Roseville

Year 0-2

New Graduate

$80,634/yr
Year 2-5

Early Career

$98,230/yr
Year 5-10

Mid Career

$130,701/yr
Year 10+

Experienced

$167,296/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Roseville

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Roseville. The median salary is $130,701, compared to the national median of $134,160.$72.6K$107.6K$142.6K$177.7K$212.7K$80.6K10th Pctl$98.2K25th Pctl$130.7KMedian$167.3K75th Pctl$202.6K90th PctlUS Median$134.2K

Entry-level actuarys in Roseville, MN typically start between $80,634 and $98,230 per year (2026 est.). The full salary range spans $121,952 from the 10th to 90th percentile, with the local median at $130,7012.58% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Roseville metro area.

Return on Investment

$55,000
Avg MN Program Cost
$80,634
Starting Salary
68.21%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average actuarial science program cost in Minnesota of $55,000 represents just 68.21% of the starting actuary pay ($80,634/year) in Roseville. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.

ASA, FSA Salary Negotiation Tips for New Graduates in Roseville

  • 1Research the Roseville market: entry-level actuary pay ranges from $80,634 to $98,230, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the actuarial science field — employers in MN often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Roseville, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Roseville for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Roseville's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Actuary Compensation Range

The actuary wage spread in Roseville is $121,952 ( 151.24%) between entry-level and top earners. Starting at $80,634, experienced hygienists can earn up to $202,586.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$64,500

2025 BLS Actual

$78,134

2026 Current Est.

$80,634

2019–2027 Growth

+29.0%

Salary Trajectory for Actuaries in Roseville (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Roseville. Baseline $64,500 in 2025, projected to $83,215 by 2027.$58.8K$66.0K$73.1K$80.2K$87.3K2019202020212022202320242025202620272025 BLS$64.5K$65.7K$62.9K$71.4K$75.0K$76.1K$78.1K$80.6K$83.2K
YearAnnual SalaryStatus
2019$64,500Actual
2020$65,664Actual
2021$62,909Actual
2022$71,362Actual
2023$74,962Actual
2024$76,142Actual
2025$78,134Actual
2026(current)$80,634Estimated
2027$83,215Projected

Entry-level actuary compensation (10th percentile) in Roseville, MN grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $64,500 in 2019 to $78,134 in 2025. By 2027, starting salaries are projected to reach $83,215. New graduates entering the Roseville job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Roseville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your actuarial science Career in Roseville

Employers in Roseville, including large life insurance companies like Prudential and MetLife, are actively seeking fresh talent from actuarial programs. These firms often provide structured study time for exams, easing the transition from academia to professional life. In addition, health insurance companies and consulting firms such as Milliman and Mercer frequently hire entry-level actuaries, with compensation reflecting previous educational achievements and progress in actuarial exams. Credentials play a significant role in salary determination—those who hold a bachelor’s degree in math, statistics, or finance are at an advantage, and passing initial exams can lead to an increase in pay. Given that each passed exam commonly results in a salary bump of $3,000 to $8,000, aspiring actuaries should focus on their exam progression within the first few years to maximize their earnings potential. This strategic focus, combined with emerging skills in predictive analytics, will be vital to navigating a rewarding career path in Roseville.

Frequently Asked Questions

What is the starting salary for actuaries in Roseville in 2026?

Entry-level actuaries in Roseville start at approximately $80,634/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $38.77/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do actuary salaries grow in Roseville?

Most actuaries in Roseville progress from the entry-level salary of $80,634 to the area median of $130,701 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $202,586 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is actuarial science school worth it in Roseville?

With a starting salary of $80,634/year in Roseville and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new actuaries recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new actuaries make right out of school in Roseville?

New actuarial science graduates in Roseville typically start near the 10th percentile at $80,634/year, or approximately $38.77/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a actuary in Minnesota?

To become a licensed actuary in Minnesota, you typically need bachelor's degree in actuarial science, mathematics, statistics, or related field. professional credentialing through society of actuaries (soa) or casualty actuarial society (cas) — typically 7-10 exams to reach fellow level. most actuaries work toward credentials while employed., then pass the required national and state licensing examinations. Most states, including Minnesota, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some actuaries pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Minnesota

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Roseville. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Roseville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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