Entry-Level Actuary Salary in Enid, OK: $69,193 (2026)
Quick Answer:New actuaries entering the Enid, OK job market in 2026 can expect a starting salary around $69,193 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Enid's local price level (BEA RPP 88.9 — 11% below national), a first-year paycheck buys what $77,832 would in average-cost America. Most reach the city median ($119,270) within a few years of clinical practice.
Based on BLS state-level estimates · View source

For new graduates entering the actuarial field in Enid, Oklahoma, the starting actuary salary is projected to be around $69,193 in 2026. This figure is significantly lower compared to the city’s median annual salary of $119,270, indicating a substantial gap for early-career professionals. However, the trajectory for salary growth in the early years can be promising. The potential to move from an entry-level salary toward the $86,921 mark at the 25th percentile is attainable within the first few years of employment, thanks to incremental raises as you progress in your exams and responsibilities. Given the expected annual growth rate of 3.20%, Enid may present a favorable market for new grads eager to begin their actuarial careers, especially when considering the lower cost of living index of 88.9, which offers a more manageable lifestyle compared to many urban environments.
About the Enid Market
Salary estimated from Oklahoma average ($108,000) adjusted for local cost of living.
Career Earnings Timeline in Enid
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Enid
Entry-level actuarys in Enid, OK typically start between $69,193 and $86,921 per year (2026 est.). The full salary range spans $115,676 from the 10th to 90th percentile, with the local median at $119,270 — 11.1% below the national median.
Return on Investment
The average actuarial science program cost in Oklahoma of $40,000 represents just 57.81% of the starting actuary pay ($69,193/year) in Enid. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Enid
- 1Research the Enid market: entry-level actuary pay ranges from $69,193 to $86,921, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in OK often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Enid, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Enid for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Enid's below-average cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Enid is $115,676 ( 167.18%) between entry-level and top earners. Starting at $69,193, experienced hygienists can earn up to $184,869.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$55,348
2025 BLS Actual
$67,047
2026 Current Est.
$69,193
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Enid (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $55,348 | Actual |
| 2020 | $56,346 | Actual |
| 2021 | $53,982 | Actual |
| 2022 | $61,236 | Actual |
| 2023 | $64,325 | Actual |
| 2024 | $55,688 | Actual |
| 2025 | $67,047 | Actual |
| 2026(current) | $69,193 | Estimated |
| 2027 | $71,407 | Projected |
Entry-level actuary compensation (10th percentile) in Enid, OK grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $55,348 in 2019 to $67,047 in 2025. By 2027, starting salaries are projected to reach $71,407. New graduates entering the Enid job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Enid metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Enid
Emerging actuaries in Enid can find opportunity through local life and health insurance companies, which often seek candidates with strong backgrounds in mathematics and statistics. Major employers like Prudential, MetLife, and Northwestern Mutual frequently hire entry-level actuaries, offering structured support for exam preparation and professional development. Health insurers also hire new graduates looking to build their skills in this domain. Notably, consulting firms such as Milliman, Mercer, Aon, and WTW may offer higher base salaries for those with ASA credentials, providing an incentive for further education. To maximize starting salary potential, obtaining educational qualifications, passing actuarial exams, and earning VEE credits in economics and finance can make a significant impact. With an industry dynamic where each passed exam generally adds between $3,000 and $8,000 to one’s annual pay, an entry-level actuary can expect a realistic salary growth trajectory over the first three years, assuming active progress toward obtaining their ASA and eventually pursuing FSA credentials.
More salary data for Enid, OK:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Enid. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Enid is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov