Entry-Level Actuary Salary in Warwick, RI: $67,825 (2026)
Quick Answer:New actuaries entering the Warwick, RI job market in 2026 can expect a starting salary around $67,825 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Warwick's local price level (BEA RPP 100.5 — 1% above national), a first-year paycheck buys what $67,488 would in average-cost America. Most reach the city median ($113,726) within a few years of clinical practice.
Based on BLS state-level estimates · View source
In 2026, recent graduates starting their careers as actuaries in Warwick can expect an entry-level salary around $67,825. This amount is considerably lower than the median annual salary of $113,726 for the area, creating a clear initial gap that reflects the long-term growth potential within this profession. New actuaries will typically experience salary increases as they gain experience and pass actuarial exams. Over the first 3-5 years, entry-level actuaries can realistically anticipate moving towards the 25th percentile estimate of $84,268, which should aid in setting achievable financial goals. The Warwick market appears favorable for new graduates, providing opportunities for growth that align with the national trend of a 3.20% annual increase.
About the Warwick Market
Salary estimated from Rhode Island average ($120,000) adjusted for local cost of living.
Career Earnings Timeline in Warwick
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Warwick
Entry-level actuarys in Warwick, RI typically start between $67,825 and $84,268 per year (2026 est.). The full salary range spans $108,451 from the 10th to 90th percentile, with the local median at $113,726 — 15.23% below the national median.
Return on Investment
The average actuarial science program cost in Rhode Island of $68,000 represents just 100.26% of the starting actuary pay ($67,825/year) in Warwick. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Warwick
- 1Research the Warwick market: entry-level actuary pay ranges from $67,825 to $84,268, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in RI often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Warwick, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Warwick for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Warwick's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Warwick is $108,451 ( 159.90%) between entry-level and top earners. Starting at $67,825, experienced hygienists can earn up to $176,276.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$54,254
2025 BLS Actual
$65,722
2026 Current Est.
$67,825
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Warwick (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $54,254 | Actual |
| 2020 | $55,233 | Actual |
| 2021 | $52,916 | Actual |
| 2022 | $60,026 | Actual |
| 2023 | $63,054 | Actual |
| 2024 | $71,899 | Actual |
| 2025 | $65,722 | Actual |
| 2026(current) | $67,825 | Estimated |
| 2027 | $69,996 | Projected |
Entry-level actuary compensation (10th percentile) in Warwick, RI grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $54,254 in 2019 to $65,722 in 2025. By 2027, starting salaries are projected to reach $69,996. New graduates entering the Warwick job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Warwick metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Warwick
For aspiring actuaries in Warwick, the pathway to securing a solid position often begins with targeting well-established firms in the insurance and consulting sectors. Large life and health insurers such as Prudential and MetLife actively recruit entry-level talent through campus outreach, ensuring new hires receive dedicated study time for essential exams. Consulting firms like Mercer and Aon offer attractive starting salaries, often favoring candidates who have already earned ASA credentials or who are positioned to pursue further qualifications. Acquiring key credentials, such as VEE credits in economics and accounting, plays a significant role in enhancing starting pay in RI. Those who advance to ASA and subsequently aim for FSA designation can see significant salary growth, with each exam passed typically translating to an additional $3,000-$8,000 in base pay. As candidates navigate their first years in this field, they should focus on exam progression and the increasing demand for data analytics skills, both of which are critical in this competitive job market.
More salary data for Warwick, RI:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Warwick. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Warwick is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov