Entry-Level Actuary Salary in Ogden, UT: $76,994 (2026)
Quick Answer:New actuaries entering the Ogden, UT job market in 2026 can expect a starting salary around $76,994 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Ogden's local price level (BEA RPP 98.1 — 2% below national), a first-year paycheck buys what $78,485 would in average-cost America. Most reach the city median ($132,749) within a few years of clinical practice.
Based on BLS state-level estimates · View source
In Ogden, Utah, the starting salary for an entry-level actuary in 2026 is projected to be around $76,994. This figure is a notable gap compared to the median annual salary of $132,749 for actuaries in the area, suggesting that new graduates may need to strategically plan their career paths to bridge this divide. Over the first few years, as one gains experience and credentials, there's potential for salary growth; for example, reaching the 25th percentile would bring entry-level pay to $103,193. Ogden presents a favorable job market for newcomers, particularly given the 3.20% annual growth rate in this sector, fostering optimism for early-career actuaries eager to advance from their initial positions.
About the Ogden Market
Salary estimated from Utah average ($115,000) adjusted for local cost of living.
Career Earnings Timeline in Ogden
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Ogden
Entry-level actuarys in Ogden, UT typically start between $76,994 and $103,193 per year (2026 est.). The full salary range spans $128,767 from the 10th to 90th percentile, with the local median at $132,749 — 1.05% below the national median.
Return on Investment
The average actuarial science program cost in Utah of $45,000 represents just 58.45% of the starting actuary pay ($76,994/year) in Ogden. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Ogden
- 1Research the Ogden market: entry-level actuary pay ranges from $76,994 to $103,193, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in UT often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Ogden, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Ogden for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Ogden's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Ogden is $128,767 ( 167.24%) between entry-level and top earners. Starting at $76,994, experienced hygienists can earn up to $205,761.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$61,589
2025 BLS Actual
$74,607
2026 Current Est.
$76,994
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Ogden (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $61,589 | Actual |
| 2020 | $62,700 | Actual |
| 2021 | $60,069 | Actual |
| 2022 | $68,140 | Actual |
| 2023 | $71,578 | Actual |
| 2024 | $65,999 | Actual |
| 2025 | $74,607 | Actual |
| 2026(current) | $76,994 | Estimated |
| 2027 | $79,458 | Projected |
Entry-level actuary compensation (10th percentile) in Ogden, UT grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $61,589 in 2019 to $74,607 in 2025. By 2027, starting salaries are projected to reach $79,458. New graduates entering the Ogden job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ogden metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Ogden
In terms of employment opportunities in Ogden, major employers include well-known life insurance companies like Prudential and MetLife, which often recruit fresh talent through partnerships with universities, providing both job placements and structured exam preparation time. Health insurance firms also contribute to entry-level hiring, while consulting agencies such as Milliman and Mercer tend to seek graduates with ASA credentials, offering more competitive salaries. Graduates with a bachelor’s degree in fields like math or statistics and a strong foundation in actuarial exams will have a significant advantage. As exam progression is a central factor affecting salary increases—adding $3,000 to $8,000 for each passed exam—new actuaries should prioritize their certification journey, as earning an FSA can lead to premium pay, especially in consulting roles. Overall, the Ogden market signals promising growth for those dedicated to advancing their skills and credentials in the initial years of their careers.
More salary data for Ogden, UT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Ogden. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Ogden is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov