Entry-Level Actuary Salary in Fitchburg, WI: $78,072 (2026)
Quick Answer:New actuaries entering the Fitchburg, WI job market in 2026 can expect a starting salary around $78,072 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Fitchburg's local price level (BEA RPP 93.4 — 7% below national), a first-year paycheck buys what $83,589 would in average-cost America. Most reach the city median ($124,575) within a few years of clinical practice.
Based on BLS state-level estimates · View source
Fitchburg offers promising opportunities for new graduates exploring careers as actuaries, with starting salaries in 2026 projected to be around $78,072. This figure represents a significant entry point, approximately 37% lower than the city median salary of $124,575. New actuaries can expect a growth trajectory that sees their salaries rise from the lower range of entry-level pay at $78,072 upward to $94,427 as they progress in their roles over the first few years. Given the projected annual growth rate of 3.20%, Fitchburg is shaping up to be a favorable market for aspiring actuaries, particularly for those who leverage internship experiences or relevant coursework to bolster their appeal to employers.
About the Fitchburg Market
Salary estimated from Wisconsin average ($122,000) adjusted for local cost of living.
Career Earnings Timeline in Fitchburg
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Fitchburg
Entry-level actuarys in Fitchburg, WI typically start between $78,072 and $94,427 per year (2026 est.). The full salary range spans $115,019 from the 10th to 90th percentile, with the local median at $124,575 — 7.14% below the national median.
Return on Investment
The average actuarial science program cost in Wisconsin of $48,000 represents just 61.48% of the starting actuary pay ($78,072/year) in Fitchburg. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Fitchburg
- 1Research the Fitchburg market: entry-level actuary pay ranges from $78,072 to $94,427, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in WI often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Fitchburg, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Fitchburg for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Fitchburg's below-average cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Fitchburg is $115,019 ( 147.32%) between entry-level and top earners. Starting at $78,072, experienced hygienists can earn up to $193,091.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$62,450
2025 BLS Actual
$75,651
2026 Current Est.
$78,072
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Fitchburg (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $62,450 | Actual |
| 2020 | $63,577 | Actual |
| 2021 | $60,910 | Actual |
| 2022 | $69,094 | Actual |
| 2023 | $72,580 | Actual |
| 2024 | $70,278 | Actual |
| 2025 | $75,651 | Actual |
| 2026(current) | $78,072 | Estimated |
| 2027 | $80,570 | Projected |
Entry-level actuary compensation (10th percentile) in Fitchburg, WI grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $62,450 in 2019 to $75,651 in 2025. By 2027, starting salaries are projected to reach $80,570. New graduates entering the Fitchburg job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fitchburg metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Fitchburg
Within Fitchburg, several key employers consistently hire early-career actuaries, including major life insurance companies like Prudential and MetLife, which have structured programs for recruiting and training talent. These firms often offer rigorous exam study time, essential for new grad actuaries looking to navigate the extensive credentialing process. Health insurance providers and consulting firms, such as Milliman and Mercer, also seek actuarial graduates, particularly those who have begun passing exams toward their ASA designation. For those new to the field, obtaining additional credentials through the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS) can significantly influence starting pay, with each passed exam adding around $3,000 to $8,000 to base salaries. Entry-level actuaries who focus on predictive analytics or data science alongside their technical skills stand to gain an edge within this evolving job market, setting the stage for realistic salary increases during their initial years in the profession.
More salary data for Fitchburg, WI:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Fitchburg. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Fitchburg is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov