Actuary Pay

Actuary Hourly Pay in Bear, DE: $59.29 (2026)

Quick Answer:Hourly pay for a actuary working in Bear, DE runs $59.29 at the median for 2026 — annualizing to $123,325 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Bear's regional price level (BEA RPP 101.7, 2% above national), each hour of work buys what $58.30 nationally would. A 24-hour part-time schedule grosses $73,992 per year.

$123,325
Median Annual Salary
$59.29/hr
Hourly Rate
$78,614
Entry Level (P10)
$187,537
Top Earners (P90)

Based on BLS state-level estimates · View source

Actuary Hourly Rate in Bear, DE — 2026 est., based on 2025 BLS
Bear, DE actuary hourly rate overview (2026 est., based on 2025 BLS)

In Bear, Delaware, actuaries earn a median hourly rate of $59.29, which is slightly below the national median of $64.50. This rate offers a solid earning potential for part-time workers, such as those employed three days a week, allowing them to structure their schedules effectively while still bringing in a competitive income. The hourly pay range for actuaries in Bear varies, starting at about $37.79 for entry-level positions and reaching up to $90.17 for top earners, reflecting differences in experience and the complexity of the tasks at hand. These hourly figures, derived from annual salary estimates, are particularly relevant in common working environments for actuaries, including insurance pricing departments and consulting firms where flexibility and expertise are crucial.

About the Bear Market

Salary estimated from Delaware average ($130,000) adjusted for local cost of living.

Actuary Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$37.79$302.33
Lower Range (P25)$45.25$362.03
Median (P50)$59.29$474.31
Upper Range (P75)$74.61$596.91
Top Earners (P90)$90.17$721.33

Estimated Annual Income by Work Schedule in Bear

Based on $59.29/hr median hourly rate · 2026 est.

Horizontal bars showing a actuary in Bear earning $59.29/hr would make approximately $71,146 part-time (24 hr/wk) or $123,320 full-time (40 hr/wk).Part-Time (24 hr/wk)$71,146Reduced (32 hr/wk)$94,861Full-Time (40 hr/wk)$123,320

At $59.29/hr, a actuary working full-time (40 hr/wk) in Bear, DE can expect to earn approximately $123,320 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $71,146. With a cost-of-living index of 101.70 (above the national average), these earnings may be offset by higher expenses in Bear.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$474.31
per 8hr shift
$2,371.54
per week
$10,277
per month
$123,320
per year

Schedule Comparison in Bear

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$2,371.54$10,277$123,320
Part-Time (24 hrs)$1,422.92$6,166$73,992
Per Diem (16 hrs)$948.61$4,111$49,328

Compare ASA, FSA Wages With Similar Roles

RoleMedian Hourly
Actuary (Bear)$59.29
Statistician (National Avg)$51.53
Mathematician (National Avg)$56.16
Financial Analyst (National Avg)$47.61
Data Scientist (National Avg)$54.40
Horizontal bar chart comparing actuary median salary in Bear ($123,325) with Delaware average ($128,732) and the US national median ($134,160).Bear$123,325Delaware Avg$128,732-4.20%US National$134,160-8.08%

Actuarys in Bear, DE earn a median of $123,325 per year (2026 est.), which is 8.08% lower than the national median of $134,160 and 4.20% below the Delaware state average of $128,732.

Actuary Hourly Pay vs. Cost of Living

Working 24h/week at $59.29/hr = $73,992/year (purchasing power: $72,755).

Working 40h/week (full-time) = $123,320/year (purchasing power: $121,258).

CoL index: 101.7 (100 = national average).

2019 BLS Actual

$47.88/hr

2025 BLS Actual

$57.45/hr

2026 Current Est.

$59.29/hr

2019–2027 Growth

+27.8%

Hourly Rate Trajectory for Actuaries in Bear (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for actuaries in Bear. Baseline $47.88/hr in 2025, projected to $61.19/hr by 2027.$44$49$54$59$642019202020212022202320242025202620272025 BLS$47.88$49.07$46.80$50.37$53.03$60.91$57.45$59.29$61.19
YearHourly RateStatus
2019$47.88/hrActual
2020$49.07/hrActual
2021$46.80/hrActual
2022$50.37/hrActual
2023$53.03/hrActual
2024$60.91/hrActual
2025$57.45/hrActual
2026(current)$59.29/hrEstimated
2027$61.19/hrProjected

Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Bear grew 20.0% from $47.88/hr (2019) to $57.45/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $61.19/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20192025) are actual BLS OEWS figures for the Bear metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Actuary in Bear

For actuaries in Bear considering part-time work, the financial benefits can be significant. Working an average schedule of three days a week could lead to an annual take-home of around $75,000, assuming a 24-hour workweek—substantially less than their full-time counterparts but still a commendable figure. Freelance and per-diem opportunities are less common among junior actuaries, but seasoned professionals can command high rates in specialized areas such as consulting. For instance, consultants with Fellowship credentials may charge anywhere from $250 to $500 hourly, while those providing expert witness testimony could secure rates between $400 and $800 per hour. Notably, actuaries employed in life, health, and property insurance companies may experience varied hourly rates based on employer type. Some professionals might accept lower hourly pay in exchange for the security of benefits such as healthcare, while others may prefer higher compensation with fewer benefits. For those negotiating hourly rates in Bear, underscoring relevant experience and credentials can be key to securing desirable pay.

Frequently Asked Questions

What is the hourly rate for actuaries in Bear in 2026?

The estimated 2026 median hourly rate for actuaries in Bear is $59.29/hour, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). Rates range from $37.79 at entry level (10th percentile) to $90.17 for experienced practitioners (90th percentile). This is 8.1% below the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time actuaries make in Bear?

A part-time actuary working 3 days per week (24 hours) in Bear earns approximately $6,166/month, or $73,992/year at the median hourly rate of $59.29. Many actuaries prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are actuaries in Bear paid hourly or salary?

The majority of actuaries in Bear are paid hourly at a median rate of $59.29/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $123,320/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time actuary make per year in Bear?

A full-time actuary working 40 hours per week (2,080 hours/year) in Bear earns approximately $123,320/year at the median hourly rate of $59.29. This is 8.1% below the national median. Top earners working full-time can reach $187,545/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do actuaries earn more per hour working part-time in Bear?

Part-time and per diem actuaries in Bear sometimes command higher hourly rates — up to $90.17/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

Related Pages

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Bear. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Salary data for Bear is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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