Actuary Hourly Pay in Kirkwood, MO: $57.32 (2026)
Quick Answer:Hourly pay for a actuary working in Kirkwood, MO runs $57.32 at the median for 2026 — annualizing to $119,218 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Kirkwood's regional price level (BEA RPP 89.6, 10% below national), each hour of work buys what $63.97 nationally would. A 24-hour part-time schedule grosses $71,532 per year.
Based on BLS state-level estimates · View source

Kirkwood, Missouri, offers a median hourly pay of $57.32 for actuaries, which is noticeably lower than the national median of $64.50. This hourly rate is essential for those considering part-time roles or per diem opportunities, particularly in typical actuarial environments such as consulting firms and insurance companies. With an hourly range extending from $35.69 to $88.84, entry-level positions may understandably fetch less, but experienced professionals can earn significantly more, especially as they advance in the field. Given that these figures are derived from annual salary data, prospective actuaries should consider how their skills and experience can impact their overall financial returns in both full-time and flexible work schedules.
About the Kirkwood Market
Salary estimated from Missouri average ($118,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $35.69 | $285.49 |
| Lower Range (P25) | $43.27 | $346.17 |
| Median (P50) | $57.32 | $458.54 |
| Upper Range (P75) | $73.36 | $586.92 |
| Top Earners (P90) | $88.84 | $710.76 |
Estimated Annual Income by Work Schedule in Kirkwood
Based on $57.32/hr median hourly rate · 2026 est.
At $57.32/hr, a actuary working full-time (40 hr/wk) in Kirkwood, MO can expect to earn approximately $119,220 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $68,781. With a cost-of-living index of 89.60 (below the national average), these earnings stretch further in Kirkwood.
Hourly Rate Calculator
Schedule Comparison in Kirkwood
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,292.69 | $9,935 | $119,220 |
| Part-Time (24 hrs) | $1,375.61 | $5,961 | $71,532 |
| Per Diem (16 hrs) | $917.08 | $3,974 | $47,688 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Kirkwood) | $57.32 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Kirkwood, MO earn a median of $119,218 per year (2026 est.), which is 11.14% lower than the national median of $134,160 and 0.80% below the Missouri state average of $120,179.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $57.32/hr = $71,532/year (purchasing power: $79,835).
Working 40h/week (full-time) = $119,220/year (purchasing power: $133,058).
CoL index: 89.6 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$46.29/hr
2025 BLS Actual
$55.54/hr
2026 Current Est.
$57.32/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Kirkwood (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $46.29/hr | Actual |
| 2020 | $47.44/hr | Actual |
| 2021 | $45.24/hr | Actual |
| 2022 | $48.70/hr | Actual |
| 2023 | $51.27/hr | Actual |
| 2024 | $50.41/hr | Actual |
| 2025 | $55.54/hr | Actual |
| 2026(current) | $57.32/hr | Estimated |
| 2027 | $59.15/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Kirkwood grew 20.0% from $46.29/hr (2019) to $55.54/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $59.15/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kirkwood metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Kirkwood
For actuaries in Kirkwood aiming for part-time work, earning from a three-day workweek leads to a notable annual income, albeit less than full-time professionals. If one works a 24-hour week at the median rate, it reflects a solid earnings capacity while balancing personal commitments. In the realm of per diem actuary pay in Kirkwood, advanced professionals with FSA or FCAS credentials may command higher fees when engaging in consulting, with hourly rates ranging from $250 to $500; those serving as expert witnesses can reach $400 to $800 per hour. Hourly rates can differ based on the employer; life insurance companies may offer lower rates compared to consulting firms. Therefore, an actuary may need to contemplate the balance of hourly wage against total benefits, like health insurance coverage, that come with full-time employment. Practical negotiation strategies include advocating for higher pay based on certifications or specialized skills, particularly in predictive analytics, to maximize earning potential in the Kirkwood area.
More salary data for Kirkwood, MO:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Kirkwood. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Kirkwood is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov