Actuary Hourly Pay in Las Cruces, NM: $53.77 (2026)
Quick Answer:Hourly pay for a actuary working in Las Cruces, NM runs $53.77 at the median for 2026 — annualizing to $111,845 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Las Cruces's regional price level (BEA RPP 94.4, 6% below national), each hour of work buys what $56.96 nationally would. A 24-hour part-time schedule grosses $67,101 per year.
Based on BLS state-level estimates · View source
In Las Cruces, NM, the actuary hourly pay stands at a median of $53.77, which falls short of the national median hourly rate of $64.50. This pricing indicates a slightly lower compensation landscape for actuaries in this city, where professionals working part-time (three days a week) or on a per-diem basis can still harness respectable earnings. Actuaries can expect to earn anywhere from $31.88 at the 10th percentile to $83.34 at the 90th percentile, which reflects the various experience levels and employer types. Common workplaces such as consulting firms, insurance companies, and hybrid remote roles impact these rates, reinforcing the flexibility of the profession. Estimates derived from annual salary data illustrate how hourly compensation operates within different settings, buoying opportunities for those engaged in actuarial modeling or consulting projects.
About the Las Cruces Market
Salary estimated from New Mexico average ($108,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $31.88 | $255.03 |
| Lower Range (P25) | $38.71 | $309.68 |
| Median (P50) | $53.77 | $430.14 |
| Upper Range (P75) | $68.82 | $550.59 |
| Top Earners (P90) | $83.34 | $666.75 |
Estimated Annual Income by Work Schedule in Las Cruces
Based on $53.77/hr median hourly rate · 2026 est.
At $53.77/hr, a actuary working full-time (40 hr/wk) in Las Cruces, NM can expect to earn approximately $111,836 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $64,521. With a cost-of-living index of 94.40 (below the national average), these earnings stretch further in Las Cruces.
Hourly Rate Calculator
Schedule Comparison in Las Cruces
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,150.69 | $9,320 | $111,836 |
| Part-Time (24 hrs) | $1,290.41 | $5,592 | $67,101 |
| Per Diem (16 hrs) | $860.28 | $3,728 | $44,734 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Las Cruces) | $53.77 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Las Cruces, NM earn a median of $111,845 per year (2026 est.), which is 16.63% lower than the national median of $134,160 and 3.30% above the New Mexico state average of $108,272.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $53.77/hr = $67,101/year (purchasing power: $71,082).
Working 40h/week (full-time) = $111,836/year (purchasing power: $118,470).
CoL index: 94.4 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$43.42/hr
2025 BLS Actual
$52.10/hr
2026 Current Est.
$53.77/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Las Cruces (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $43.42/hr | Actual |
| 2020 | $44.50/hr | Actual |
| 2021 | $42.44/hr | Actual |
| 2022 | $45.68/hr | Actual |
| 2023 | $48.09/hr | Actual |
| 2024 | $50.64/hr | Actual |
| 2025 | $52.10/hr | Actual |
| 2026(current) | $53.77/hr | Estimated |
| 2027 | $55.49/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Las Cruces grew 20.0% from $43.42/hr (2019) to $52.10/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $55.49/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Las Cruces metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Las Cruces
Considering a part-time actuary in Las Cruces earning $53.77 per hour translates to an annual income of roughly $42,297 based on a 24-hour work week. This income starkly contrasts with full-time positions, underscoring the reality of shifting priorities among actuaries who often evaluate compensation against benefits. Per-diem roles, although less common among entry-level positions, can yield impressive billing rates for senior professionals, with consulting engagements drawing $250-$500 per hour and expert witness testimony potentially commanding $400-$800 per hour. The type of employer can significantly affect hourly earnings; roles in health insurance yield different financial rewards compared to life or property and casualty insurance firms. Therefore, actuaries in Las Cruces may accept lower hourly rates for greater job security or company benefits—such as health insurance—that can be particularly appealing. Negotiating these rates, knowing the local market standards and benefits package is crucial for maximizing earning potential in this evolving profession.
More salary data for Las Cruces, NM:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Las Cruces. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Las Cruces is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov