Actuary Salary in Naugatuck, CT: $138,714 (2026)
Quick Answer:A full-time actuary in Naugatuck, CT earns a median $138,714/year (≈ $66.69/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Naugatuck's price level (8% above national, BEA RPP 107.9), that paycheck buys what $128,558 would nationally. Nominal pay sits 4.2% below the Connecticut state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Naugatuck, Connecticut, can expect a median annual salary of $138,714, which reflects a competitive edge over the national figure of $134,160. With a salary range from $89,899 at the 10th percentile to $215,007 at the 90th percentile, this market showcases opportunities across various specialties in the actuarial profession, including both the Society of Actuaries (SOA) and the Casualty Actuarial Society (CAS). The estimates, derived from 2025 BLS state-level data and adjusted for regional price parities, provide a comprehensive picture of local compensation dynamics. Naugatuck's job market highlights the importance of specialty selection, with life and health domains driven by the SOA contrasting with property and casualty focuses favored by the CAS.
About the Naugatuck Market
Salary estimated from Connecticut average ($145,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $89,899 | $43.22 |
| Lower Range (P25) | $104,252 | $50.12 |
| Median (P50)(typical) | $138,714 | $66.69 |
| Upper Range (P75) | $177,555 | $85.37 |
| Top Earners (P90) | $215,007 | $103.37 |
Median Salary Position
3.39% above the national average
2026 Salary Percentile Distribution in Naugatuck
In Naugatuck, CT, the actuary salary spread from the 10th to 90th percentile is $125,108 (2026 est.). At $138,714, the local median is 3.39% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Naugatuck: You'd be in the lower-middle range
How Naugatuck Actuary Pay Compares
Naugatuck median: $138,714/year (2026)
| Compared To | Median Salary | Naugatuck Pays |
|---|---|---|
| Connecticut Average | $144,796 | -4.20% less |
| National Average | $134,160 | +3.39% more |
Actuarys in Naugatuck, CT earn a median of $138,714 per year (2026 est.), which is 3.39% higher than the national median of $134,160 and 4.20% below the Connecticut state average of $144,796.
Cost-of-Living Adjusted Salary
Naugatuck has a cost of living 7.90% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Naugatuck, CT has a cost-of-living index of 107.9 (above the national average of 100). While the nominal salary of $138,714 is competitive, the higher cost of living reduces purchasing power to an effective $128,558 — a 7.32% reduction.
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2019 BLS Actual
$112,028
2025 BLS Actual
$134,413
2026 Current Est.
$138,714
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Naugatuck (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $112,028 | Actual |
| 2020 | $114,799 | Actual |
| 2021 | $109,495 | Actual |
| 2022 | $117,860 | Actual |
| 2023 | $124,074 | Actual |
| 2024 | $149,922 | Actual |
| 2025 | $134,413 | Actual |
| 2026(current) | $138,714 | Estimated |
| 2027 | $143,153 | Projected |
Based on 7 years of BLS OEWS data for the Naugatuck metropolitan area, the median actuary salary grew 20.0% from $112,028 (2019) to $134,413 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $143,153 by 2027 — a total increase of $31,125 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Naugatuck metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $89,899 – $104,252 |
| 3-5 years (Mid Career) | $104,252 – $138,714 |
| 5+ years (Experienced) | $138,714 – $177,555 |
| 10+ years (Top Earner) | $177,555 – $215,007 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Naugatuck
Currently, there are only eight actuaries employed in Naugatuck, which may influence the localized competition for positions and salary negotiations. The cost of living index, calculated at 107.9, suggests that while actuary salaries are relatively attractive, potential impacts on take-home purchasing power need consideration. Employers in Naugatuck, especially life insurance firms like Prudential and MetLife, are reportedly among those that offer higher compensation packages. Factors such as exam completion can significantly affect pay, with actuaries earning an additional $3,000 to $8,000 for each passed exam. Credential progression, particularly the transition from ASA to FSA, can lead to substantial jumps in earnings, especially in consulting, where firms like Mercer and Aon pay premium rates to fully qualified actuaries. To maximize earnings potential in Naugatuck, aspirants should focus on specialty knowledge, networking with local firms, and pursuing relevant certifications.
More salary data for Naugatuck, CT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $134,413 for actuariesin the Naugatuck metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Naugatuck is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov