Actuary Salary in Stratford, CT: $143,397 (2026)
Quick Answer:A full-time actuary in Stratford, CT earns a median $143,397/year (≈ $68.94/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Stratford's price level (8% above national, BEA RPP 107.9), that paycheck buys what $132,898 would nationally. Nominal pay sits 0.9% below the Connecticut state average.
Based on BLS state-level estimates · View source
The actuary salary in Stratford, CT, reflects a competitive market, with a projected median annual wage of $143,397 for 2026, slightly above the national median of $134,160. Actuaries in this region can expect to see salaries range from $83,171 at the 10th percentile to as high as $222,266 at the 90th percentile, showcasing the potential for significant variation based on experience and specialty. These estimates are based on 2025 BLS Occupational Employment and Wage Statistics data, adjusted to consider regional price disparities in Stratford. The pay gradient is particularly notable between consulting firms, like Milliman and Mercer, and traditional insurance companies, which typically offers different compensation structures.
About the Stratford Market
Salary estimated from Connecticut average ($145,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $83,171 | $39.99 |
| Lower Range (P25) | $111,470 | $53.59 |
| Median (P50)(typical) | $143,397 | $68.94 |
| Upper Range (P75) | $183,548 | $88.25 |
| Top Earners (P90) | $222,266 | $106.86 |
Median Salary Position
6.89% above the national average
2026 Salary Percentile Distribution in Stratford
In Stratford, CT, the actuary salary spread from the 10th to 90th percentile is $139,095 (2026 est.). At $143,397, the local median is 6.89% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Stratford: You'd be in the lower-middle range
How Stratford Actuary Pay Compares
Stratford median: $143,397/year (2026)
| Compared To | Median Salary | Stratford Pays |
|---|---|---|
| Connecticut Average | $144,700 | -0.90% less |
| National Average | $134,160 | +6.89% more |
Actuarys in Stratford, CT earn a median of $143,397 per year (2026 est.), which is 6.89% higher than the national median of $134,160 and 0.90% below the Connecticut state average of $144,700.
Cost-of-Living Adjusted Salary
Stratford has a cost of living 7.90% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Stratford, CT has a cost-of-living index of 107.9 (above the national average of 100). While the nominal salary of $143,397 is competitive, the higher cost of living reduces purchasing power to an effective $132,898 — a 7.32% reduction.
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2019 BLS Actual
$115,810
2025 BLS Actual
$138,951
2026 Current Est.
$143,397
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Stratford (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $115,810 | Actual |
| 2020 | $118,675 | Actual |
| 2021 | $113,192 | Actual |
| 2022 | $121,839 | Actual |
| 2023 | $128,262 | Actual |
| 2024 | $154,983 | Actual |
| 2025 | $138,951 | Actual |
| 2026(current) | $143,397 | Estimated |
| 2027 | $147,986 | Projected |
Based on 7 years of BLS OEWS data for the Stratford metropolitan area, the median actuary salary grew 20.0% from $115,810 (2019) to $138,951 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $147,986 by 2027 — a total increase of $32,176 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Stratford metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $83,171 – $111,470 |
| 3-5 years (Mid Career) | $111,470 – $143,397 |
| 5+ years (Experienced) | $143,397 – $183,548 |
| 10+ years (Top Earner) | $183,548 – $222,266 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Stratford
Within Stratford's job market, currently employing 13 actuaries, the cost-of-living index stands at 107.9, suggesting that while salaries may appear attractive, the local economic environment requires careful consideration of purchasing power. Major employers, including life insurance firms like Prudential and health insurers such as UnitedHealth, often offer competitive packages that can include signing bonuses for exam completion and benefits that incentivize professional growth. Actuarial professionals keen on maximizing their pay should focus on exam progression; advancing from ASA to FSA can lead to substantial pay increases due to higher demand for FSAs in consulting roles. Specializing in property and casualty or consulting markets tends to yield higher returns than life or health sectors, making targeted career decisions crucial in this market.
More salary data for Stratford, CT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $138,951 for actuariesin the Stratford metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Stratford is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov