Actuary Salary in Coeur d'Alene, ID: $105,417 (2026)
Quick Answer:A full-time actuary in Coeur d'Alene, ID earns a median $105,417/year (≈ $50.68/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Coeur d'Alene's price level (5% below national, BEA RPP 95.3), that paycheck buys what $110,616 would nationally. Nominal pay sits 0.9% above the Idaho state average.
Based on BLS state-level estimates · View source
In 2026, prime actuarial talent in Coeur d'Alene, Idaho, is projected to earn a median annual salary of $105,417, significantly lower than the national median of $134,160. The local salary range extends from $63,072 at the tenth percentile to $163,396 at the ninetieth percentile. These figures, derived from state-level BLS data adjusted for regional price differentials, suggest a competitive but distinctly localized market for actuaries. With actuaries in Coeur d'Alene facing a slightly below-average cost of living index of 95.3, the potential for earnings growth, at an impressive rate of 3.20% annually, reveals opportunities for long-term career advancement in this area as demand for actuarial skills continues to rise.
About the Coeur d'Alene Market
Salary estimated from Idaho average ($105,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $63,072 | $30.32 |
| Lower Range (P25) | $78,019 | $37.51 |
| Median (P50)(typical) | $105,417 | $50.68 |
| Upper Range (P75) | $134,933 | $64.87 |
| Top Earners (P90) | $163,396 | $78.56 |
Median Salary Position
21.42% below the national average
2026 Salary Percentile Distribution in Coeur d'Alene
In Coeur d'Alene, ID, the actuary salary spread from the 10th to 90th percentile is $100,324 (2026 est.). At $105,417, the local median is 21.42% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Coeur d'Alene: You'd be in the lower-middle range
How Coeur d'Alene Actuary Pay Compares
Coeur d'Alene median: $105,417/year (2026)
| Compared To | Median Salary | Coeur d'Alene Pays |
|---|---|---|
| Idaho Average | $104,476 | +0.90% more |
| National Average | $134,160 | -21.42% less |
Actuarys in Coeur d'Alene, ID earn a median of $105,417 per year (2026 est.), which is 21.42% lower than the national median of $134,160 and 0.90% above the Idaho state average of $104,476.
Cost-of-Living Adjusted Salary
Coeur d'Alene has a cost of living 4.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Coeur d'Alene, ID has a cost-of-living index of 95.3 (below the national average of 100). A actuary earning $105,417 nominally has purchasing power equivalent to $110,616 in an average-cost city — an effective 4.93% boost.
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2019 BLS Actual
$85,136
2025 BLS Actual
$102,148
2026 Current Est.
$105,417
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Coeur d'Alene (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $85,136 | Actual |
| 2020 | $87,242 | Actual |
| 2021 | $83,211 | Actual |
| 2022 | $89,568 | Actual |
| 2023 | $94,290 | Actual |
| 2024 | $101,002 | Actual |
| 2025 | $102,148 | Actual |
| 2026(current) | $105,417 | Estimated |
| 2027 | $108,790 | Projected |
Based on 7 years of BLS OEWS data for the Coeur d'Alene metropolitan area, the median actuary salary grew 20.0% from $85,136 (2019) to $102,148 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $108,790 by 2027 — a total increase of $23,654 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Coeur d'Alene metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $63,072 – $78,019 |
| 3-5 years (Mid Career) | $78,019 – $105,417 |
| 5+ years (Experienced) | $105,417 – $134,933 |
| 10+ years (Top Earner) | $134,933 – $163,396 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Coeur d'Alene
Despite the modest median salary compared to national figures, the job market for actuaries in Coeur d'Alene remains intriguing with just 12 individuals employed in the profession locally. Employers in the area may include life insurance companies like Prudential and Northwestern Mutual, as well as consulting firms such as Mercer and Aon, which traditionally offer competitive compensation packages. The relatively lower cost of living further enhances the purchasing power of local salaries, making it essential for aspiring actuaries to understand their value in the market. As exam progression significantly influences pay, individuals who have passed multiple exams and attained credentials such as ASA or FSA stand to maximize their earnings potential. To optimize pay in Coeur d'Alene's actuarial market, candidates should focus on pursuing certifications, specializing in high-demand areas like property and casualty insurance or consulting, and seek opportunities with firms that offer robust study packages and sign-on bonuses for credential completion.
More salary data for Coeur d'Alene, ID:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $102,148 for actuariesin the Coeur d'Alene metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Coeur d'Alene is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov