Actuary Salary in Post Falls, ID: $100,386 (2026)
Quick Answer:A full-time actuary in Post Falls, ID earns a median $100,386/year (≈ $48.27/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Post Falls's price level (5% below national, BEA RPP 95.3), that paycheck buys what $105,337 would nationally. Nominal pay sits 3.9% below the Idaho state average.
Based on BLS state-level estimates · View source
Actuaries in Post Falls, Idaho, can expect a median annual salary of $100,386 in 2026, a figure significantly lower compared to the national median of $134,160. With a salary range from $65,562 at the 10th percentile to $155,598 at the 90th percentile, there are diverse opportunities within this profession, which primarily splits into SOA and CAS specialties—life and health versus property and casualty. These figures, derived from 2025 BLS data and adjusted for regional economic conditions, reflect the unique labor dynamics in this area. With only a small number of actuaries employed locally, the competition for roles that offer higher compensation can be keen, particularly in specialty domains like reinsurance or consulting, where the pay scale tends to be more robust.
About the Post Falls Market
Salary estimated from Idaho average ($105,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $65,562 | $31.52 |
| Lower Range (P25) | $78,049 | $37.52 |
| Median (P50)(typical) | $100,386 | $48.27 |
| Upper Range (P75) | $126,960 | $61.04 |
| Top Earners (P90) | $155,598 | $74.81 |
Median Salary Position
25.17% below the national average
2026 Salary Percentile Distribution in Post Falls
In Post Falls, ID, the actuary salary spread from the 10th to 90th percentile is $90,036 (2026 est.). At $100,386, the local median is 25.17% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Post Falls: You'd be in the lower-middle range
How Post Falls Actuary Pay Compares
Post Falls median: $100,386/year (2026)
| Compared To | Median Salary | Post Falls Pays |
|---|---|---|
| Idaho Average | $104,460 | -3.90% less |
| National Average | $134,160 | -25.17% less |
Actuarys in Post Falls, ID earn a median of $100,386 per year (2026 est.), which is 25.17% lower than the national median of $134,160 and 3.90% below the Idaho state average of $104,460.
Cost-of-Living Adjusted Salary
Post Falls has a cost of living 4.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Post Falls, ID has a cost-of-living index of 95.3 (below the national average of 100). A actuary earning $100,386 nominally has purchasing power equivalent to $105,337 in an average-cost city — an effective 4.93% boost.
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2019 BLS Actual
$81,073
2025 BLS Actual
$97,273
2026 Current Est.
$100,386
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Post Falls (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $81,073 | Actual |
| 2020 | $83,079 | Actual |
| 2021 | $79,240 | Actual |
| 2022 | $85,293 | Actual |
| 2023 | $89,790 | Actual |
| 2024 | $96,182 | Actual |
| 2025 | $97,273 | Actual |
| 2026(current) | $100,386 | Estimated |
| 2027 | $103,598 | Projected |
Based on 7 years of BLS OEWS data for the Post Falls metropolitan area, the median actuary salary grew 20.0% from $81,073 (2019) to $97,273 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $103,598 by 2027 — a total increase of $22,525 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Post Falls metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $65,562 – $78,049 |
| 3-5 years (Mid Career) | $78,049 – $100,386 |
| 5+ years (Experienced) | $100,386 – $126,960 |
| 10+ years (Top Earner) | $126,960 – $155,598 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Post Falls
In the local job market, the presence of just nine actuaries indicates a niche but potentially lucrative environment, especially when accounting for the region's cost of living index of 95.3, which suggests affordability relative to national averages. Actuaries considering employment in Post Falls should target established firms within health insurance, such as UnitedHealth and Anthem, as they may offer more competitive salaries. Furthermore, the compensation gap is influenced by factors including exam completion, with each passed exam contributing an increase in salary, and the level of credentials. Those advancing from ASA to FSA can see substantial pay jumps, while consulting roles often provide additional financial incentives for FSAs. For actuaries looking to maximize their earnings, specializing in high-demand areas like predictive analytics and data science, along with actively pursuing exam progression, can enhance both salary and overall career satisfaction in Post Falls.
More salary data for Post Falls, ID:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $97,273 for actuariesin the Post Falls metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Post Falls is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov