Actuary Salary in Terre Haute, IN: $123,703 (2026)
Quick Answer:A full-time actuary in Terre Haute, IN earns a median $123,703/year (≈ $59.47/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Terre Haute's price level (9% below national, BEA RPP 91.3), that paycheck buys what $135,491 would nationally. Nominal pay sits 1.0% above the Indiana state average.
Based on BLS state-level estimates · View source
In Terre Haute, Indiana, the projected 2026 median annual salary for actuaries is $123,703, a figure notably trailing the national median of $134,160 by approximately 7.79%. Salaries in the area range from $74,249 for the lowest percentile to $191,739 for those in the highest earning bracket. These figures are based on estimates derived from 2025 BLS data and adjust for the regional cost of living. The local job market has opportunities for actuaries, but understanding the factors influencing pay is essential for aspiring professionals.
About the Terre Haute Market
Salary estimated from Indiana average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $74,249 | $35.70 |
| Lower Range (P25) | $91,636 | $44.06 |
| Median (P50)(typical) | $123,703 | $59.47 |
| Upper Range (P75) | $158,340 | $76.12 |
| Top Earners (P90) | $191,739 | $92.18 |
Median Salary Position
7.79% below the national average
2026 Salary Percentile Distribution in Terre Haute
In Terre Haute, IN, the actuary salary spread from the 10th to 90th percentile is $117,490 (2026 est.). At $123,703, the local median is 7.79% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Terre Haute: You'd be in the lower-middle range
How Terre Haute Actuary Pay Compares
Terre Haute median: $123,703/year (2026)
| Compared To | Median Salary | Terre Haute Pays |
|---|---|---|
| Indiana Average | $122,478 | +1.00% more |
| National Average | $134,160 | -7.79% less |
Actuarys in Terre Haute, IN earn a median of $123,703 per year (2026 est.), which is 7.79% lower than the national median of $134,160 and 1.00% above the Indiana state average of $122,478.
Cost-of-Living Adjusted Salary
Terre Haute has a cost of living 8.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Terre Haute, IN has a cost-of-living index of 91.3 (below the national average of 100). A actuary earning $123,703 nominally has purchasing power equivalent to $135,491 in an average-cost city — an effective 9.53% boost.
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2019 BLS Actual
$99,905
2025 BLS Actual
$119,867
2026 Current Est.
$123,703
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Terre Haute (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $99,905 | Actual |
| 2020 | $102,376 | Actual |
| 2021 | $97,646 | Actual |
| 2022 | $105,105 | Actual |
| 2023 | $110,646 | Actual |
| 2024 | $106,036 | Actual |
| 2025 | $119,867 | Actual |
| 2026(current) | $123,703 | Estimated |
| 2027 | $127,661 | Projected |
Based on 7 years of BLS OEWS data for the Terre Haute metropolitan area, the median actuary salary grew 20.0% from $99,905 (2019) to $119,867 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $127,661 by 2027 — a total increase of $27,756 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Terre Haute metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $74,249 – $91,636 |
| 3-5 years (Mid Career) | $91,636 – $123,703 |
| 5+ years (Experienced) | $123,703 – $158,340 |
| 10+ years (Top Earner) | $158,340 – $191,739 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Terre Haute
With only 13 actuaries employed locally, the job market in Terre Haute reflects both opportunities and limitations. The area's cost-of-living index of 91.3 indicates that, while salaries may be lower compared to national averages, the purchasing power for residents can be more favorable. Employers in Terre Haute that tend to offer competitive salaries include life insurance companies and health insurance providers, with firms like Prudential and UnitedHealth being key players. The pay spread among actuaries is influenced by several factors, including exam progression, where each passed exam may yield an additional $3,000 to $8,000 in base salary, and the level of credentialing, as SOA fellows often command a premium. For those seeking to maximize their actuary pay in Terre Haute, focusing on furthering their exams and credentials, particularly towards FSA or FCAS status, along with acquiring skills in predictive analytics, can significantly enhance earning potential.
More salary data for Terre Haute, IN:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $119,867 for actuariesin the Terre Haute metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Terre Haute is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov