Actuary Salary in Chesterfield, MO: $119,134 (2026)
Quick Answer:A full-time actuary in Chesterfield, MO earns a median $119,134/year (≈ $57.28/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Chesterfield's price level (10% below national, BEA RPP 89.6), that paycheck buys what $132,962 would nationally. Nominal pay sits 0.9% below the Missouri state average.
Based on BLS state-level estimates · View source
Actuaries in Chesterfield, MO, can expect a median annual salary of $119,134 in 2026, reflecting the local market dynamics influenced by the area's preference for the Society of Actuaries (SOA) specialty in life, health, and pension sectors over the Casualty Actuarial Society (CAS) in property and casualty. The projected salary range indicates that entry-level positions start around $74,034, while seasoned professionals can earn up to $184,658. These figures, shaped by BLS state-level data and regional cost adjustments, highlight Chesterfield's competitive landscape for actuaries, although salaries fall 11.20% below the national median of $134,160. As the profession continues to evolve, the robust job market signals opportunities for upcoming actuaries looking to establish themselves in this region.
About the Chesterfield Market
Salary estimated from Missouri average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $74,034 | $35.59 |
| Lower Range (P25) | $89,839 | $43.19 |
| Median (P50)(typical) | $119,134 | $57.28 |
| Upper Range (P75) | $152,491 | $73.31 |
| Top Earners (P90) | $184,658 | $88.78 |
Median Salary Position
11.2% below the national average
2026 Salary Percentile Distribution in Chesterfield
In Chesterfield, MO, the actuary salary spread from the 10th to 90th percentile is $110,624 (2026 est.). At $119,134, the local median is 11.2% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Chesterfield: You'd be in the lower-middle range
How Chesterfield Actuary Pay Compares
Chesterfield median: $119,134/year (2026)
| Compared To | Median Salary | Chesterfield Pays |
|---|---|---|
| Missouri Average | $120,216 | -0.90% less |
| National Average | $134,160 | -11.20% less |
Actuarys in Chesterfield, MO earn a median of $119,134 per year (2026 est.), which is 11.20% lower than the national median of $134,160 and 0.90% below the Missouri state average of $120,216.
Cost-of-Living Adjusted Salary
Chesterfield has a cost of living 10.40% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Chesterfield, MO has a cost-of-living index of 89.6 (below the national average of 100). A actuary earning $119,134 nominally has purchasing power equivalent to $132,962 in an average-cost city — an effective 11.61% boost.
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2019 BLS Actual
$96,215
2025 BLS Actual
$115,440
2026 Current Est.
$119,134
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Chesterfield (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $96,215 | Actual |
| 2020 | $98,595 | Actual |
| 2021 | $94,039 | Actual |
| 2022 | $101,223 | Actual |
| 2023 | $106,560 | Actual |
| 2024 | $104,784 | Actual |
| 2025 | $115,440 | Actual |
| 2026(current) | $119,134 | Estimated |
| 2027 | $122,946 | Projected |
Based on 7 years of BLS OEWS data for the Chesterfield metropolitan area, the median actuary salary grew 20.0% from $96,215 (2019) to $115,440 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $122,946 by 2027 — a total increase of $26,731 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Chesterfield metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $74,034 – $89,839 |
| 3-5 years (Mid Career) | $89,839 – $119,134 |
| 5+ years (Experienced) | $119,134 – $152,491 |
| 10+ years (Top Earner) | $152,491 – $184,658 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Chesterfield
While Chesterfield's actuarial job market for its ten employed actuaries reflects strong demand, the cost of living—indexed at 89.6—means take-home pay carries different weight than in higher-cost areas. Employers that stand out, including Prudential and MetLife in life insurance, and UnitedHealth in managed care, typically offer the highest compensation packages. Significant variations in pay can be attributed to exam progressions and specialty market focuses, where each passed exam often results in a pay bump. To maximize earnings in Chesterfield, aiming for higher credential levels—such as attaining FSA status—and developing skills in predictive analytics can enhance future salaries. Building relationships with local consulting firms that prioritize data-driven approaches can further elevate career prospects and remuneration.
More salary data for Chesterfield, MO:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $115,440 for actuariesin the Chesterfield metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Chesterfield is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov