Actuary Salary in Carson City, NV: $128,518 (2026)
Quick Answer:A full-time actuary in Carson City, NV earns a median $128,518/year (≈ $61.79/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Carson City's price level (2% below national, BEA RPP 98.3), that paycheck buys what $130,741 would nationally. Nominal pay sits 2.5% below the Nevada state average.
Based on BLS state-level estimates · View source
Actuaries in Carson City, NV, can expect a median annual salary of $128,518 in 2026, reflecting a slight decrease of 4.21% compared to the national median of $134,160. Salaries in this region vary significantly, ranging from $80,068 at the 10th percentile to $199,203 at the 90th percentile. These figures stem from estimates based on 2025 BLS data adjusted for regional cost factors. The local actuarial market aligns more closely with the SOA's specialties in life, health, and pension, as opposed to CAS's focus on property and casualty insurance, shaping overall compensation. Despite the city’s modest employment numbers for actuaries, these factors create a unique salary environment.
About the Carson City Market
Salary estimated from Nevada average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $80,068 | $38.49 |
| Lower Range (P25) | $97,399 | $46.82 |
| Median (P50)(typical) | $128,518 | $61.79 |
| Upper Range (P75) | $164,503 | $79.09 |
| Top Earners (P90) | $199,203 | $95.77 |
Median Salary Position
4.21% below the national average
2026 Salary Percentile Distribution in Carson City
In Carson City, NV, the actuary salary spread from the 10th to 90th percentile is $119,135 (2026 est.). At $128,518, the local median is 4.21% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Carson City: You'd be in the lower-middle range
How Carson City Actuary Pay Compares
Carson City median: $128,518/year (2026)
| Compared To | Median Salary | Carson City Pays |
|---|---|---|
| Nevada Average | $131,813 | -2.50% less |
| National Average | $134,160 | -4.21% less |
Actuarys in Carson City, NV earn a median of $128,518 per year (2026 est.), which is 4.21% lower than the national median of $134,160 and 2.50% below the Nevada state average of $131,813.
Cost-of-Living Adjusted Salary
Carson City has a cost of living 1.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Carson City, NV has a cost-of-living index of 98.3 (below the national average of 100). A actuary earning $128,518 nominally has purchasing power equivalent to $130,741 in an average-cost city — an effective 1.73% boost.
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2019 BLS Actual
$103,793
2025 BLS Actual
$124,533
2026 Current Est.
$128,518
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Carson City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,793 | Actual |
| 2020 | $106,361 | Actual |
| 2021 | $101,446 | Actual |
| 2022 | $109,196 | Actual |
| 2023 | $114,954 | Actual |
| 2024 | $110,164 | Actual |
| 2025 | $124,533 | Actual |
| 2026(current) | $128,518 | Estimated |
| 2027 | $132,631 | Projected |
Based on 7 years of BLS OEWS data for the Carson City metropolitan area, the median actuary salary grew 20.0% from $103,793 (2019) to $124,533 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $132,631 by 2027 — a total increase of $28,838 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Carson City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $80,068 – $97,399 |
| 3-5 years (Mid Career) | $97,399 – $128,518 |
| 5+ years (Experienced) | $128,518 – $164,503 |
| 10+ years (Top Earner) | $164,503 – $199,203 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Carson City
The current market for actuaries in Carson City consists of about 14 professionals, which highlights a competitive yet niche sector. With a cost-of-living index of 98.3, compensation packages in this city often offer favorable purchasing power compared to national averages. In terms of prominent employers, firms like UnitedHealth and Cigna in health insurance tend to provide some of the highest salaries, while consulting companies like Mercer and Aon reward advanced credentials such as FSA/FCAS with more competitive pay. The disparity in salaries can often be traced back to exam progression, where passing each exam typically increments base salaries significantly. To maximize actuary pay in Carson City, candidates should focus on obtaining advanced certifications, enhancing their technical skill sets, and aligning with employers that recognize the value of their credentials—ensuring they remain competitive in a market where every examination passed leads to an increase in earning potential.
More salary data for Carson City, NV:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $124,533 for actuariesin the Carson City metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Carson City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov