Actuary Salary in Los Lunas, NM: $100,618 (2026)
Quick Answer:A full-time actuary in Los Lunas, NM earns a median $100,618/year (≈ $48.37/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Los Lunas's price level (6% below national, BEA RPP 94.4), that paycheck buys what $106,587 would nationally. Nominal pay sits 7.1% below the New Mexico state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Los Lunas, New Mexico, can expect a median annual salary of $100,618, reflecting a notable gap compared to the national median of $134,160. The salary range for this role extends from $67,440 at the 10th percentile to $155,958 at the 90th percentile, indicating a diverse earning potential based on experience, market specialization, and employer type. This data, derived from 2025 BLS estimates and adjusted for regional pricing, suggests that while the local market offers competitive compensation, it falls short of national averages. Actuaries in Los Lunas primarily find opportunities in sectors such as life and health insurance through firms like Prudential and UnitedHealth, along with pension consulting.
About the Los Lunas Market
Salary estimated from New Mexico average ($108,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $67,440 | $32.43 |
| Lower Range (P25) | $79,199 | $38.08 |
| Median (P50)(typical) | $100,618 | $48.37 |
| Upper Range (P75) | $128,736 | $61.89 |
| Top Earners (P90) | $155,958 | $74.97 |
Median Salary Position
25% below the national average
2026 Salary Percentile Distribution in Los Lunas
In Los Lunas, NM, the actuary salary spread from the 10th to 90th percentile is $88,518 (2026 est.). At $100,618, the local median is 25% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Los Lunas: You'd be in the lower-middle range
How Los Lunas Actuary Pay Compares
Los Lunas median: $100,618/year (2026)
| Compared To | Median Salary | Los Lunas Pays |
|---|---|---|
| New Mexico Average | $108,308 | -7.10% less |
| National Average | $134,160 | -25.00% less |
Actuarys in Los Lunas, NM earn a median of $100,618 per year (2026 est.), which is 25.00% lower than the national median of $134,160 and 7.10% below the New Mexico state average of $108,308.
Cost-of-Living Adjusted Salary
Los Lunas has a cost of living 5.60% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Los Lunas, NM has a cost-of-living index of 94.4 (below the national average of 100). A actuary earning $100,618 nominally has purchasing power equivalent to $106,587 in an average-cost city — an effective 5.93% boost.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$81,261
2025 BLS Actual
$97,498
2026 Current Est.
$100,618
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Los Lunas (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $81,261 | Actual |
| 2020 | $83,271 | Actual |
| 2021 | $79,423 | Actual |
| 2022 | $85,491 | Actual |
| 2023 | $89,998 | Actual |
| 2024 | $94,758 | Actual |
| 2025 | $97,498 | Actual |
| 2026(current) | $100,618 | Estimated |
| 2027 | $103,838 | Projected |
Based on 7 years of BLS OEWS data for the Los Lunas metropolitan area, the median actuary salary grew 20.0% from $81,261 (2019) to $97,498 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $103,838 by 2027 — a total increase of $22,577 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Los Lunas metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $67,440 – $79,199 |
| 3-5 years (Mid Career) | $79,199 – $100,618 |
| 5+ years (Experienced) | $100,618 – $128,736 |
| 10+ years (Top Earner) | $128,736 – $155,958 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Los Lunas
Among the four actuaries currently employed in Los Lunas, the cost of living index of 94.4 signifies a relatively affordable environment, potentially enhancing purchasing power despite lower salaries compared to national trends. Employers in Los Lunas generally offer varying pay scales, with life insurance firms and health insurance providers being prominent. The best-paying opportunities are likely found in consulting firms, which tend to compensate fellows at the FSA or FCAS level more generously than traditional insurers. The compensation disparity is primarily influenced by factors such as exam progression, where each passed exam translates into increased pay, and the level of credentials achieved. For actuaries looking to enhance their earning potential, focusing on gaining VEE credits, obtaining additional credentials, and actively pursuing roles in high-demand sectors will be key strategies for success in the Los Lunas market.
More salary data for Los Lunas, NM:
Frequently Asked Questions
How much do actuaries make in Los Lunas, NM in 2026?
Is Los Lunas, NM a good place to work as a actuary?
Can actuaries make $100K in Los Lunas?
What is the cost-of-living adjusted actuary salary in Los Lunas?
How much does a actuary make per hour in Los Lunas?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in New Mexico
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $97,498 for actuariesin the Los Lunas metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Los Lunas is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov