Actuary Salary in Rio Rancho, NM: $111,426 (2026)
Quick Answer:A full-time actuary in Rio Rancho, NM earns a median $111,426/year (≈ $53.57/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Rio Rancho's price level (6% below national, BEA RPP 94.4), that paycheck buys what $118,036 would nationally. Nominal pay sits 2.9% above the New Mexico state average.
Based on BLS state-level estimates · View source
In 2026, the median actuary salary in Rio Rancho, New Mexico, is projected to be $111,426, falling short of the national average, which stands at $134,160. This city offers a salary range that spans from $64,940 at the 10th percentile to $172,710 at the 90th percentile, reflecting a wide disparity in compensation based on experience and skill-level. These figures are based on 2025 BLS OEWS data, projected to 2026, highlighting the unique financial landscape for actuaries in this region. With a significant number of actuaries working for both consulting firms like Milliman and Mercer, as well as insurers, there is a compelling narrative about the differential pay scales available depending on industry focus and level of certification.
About the Rio Rancho Market
Salary estimated from New Mexico average ($108,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $64,940 | $31.22 |
| Lower Range (P25) | $81,591 | $39.23 |
| Median (P50)(typical) | $111,426 | $53.57 |
| Upper Range (P75) | $142,625 | $68.57 |
| Top Earners (P90) | $172,710 | $83.03 |
Median Salary Position
16.95% below the national average
2026 Salary Percentile Distribution in Rio Rancho
In Rio Rancho, NM, the actuary salary spread from the 10th to 90th percentile is $107,770 (2026 est.). At $111,426, the local median is 16.95% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Rio Rancho: You'd be in the lower-middle range
How Rio Rancho Actuary Pay Compares
Rio Rancho median: $111,426/year (2026)
| Compared To | Median Salary | Rio Rancho Pays |
|---|---|---|
| New Mexico Average | $108,286 | +2.90% more |
| National Average | $134,160 | -16.95% less |
Actuarys in Rio Rancho, NM earn a median of $111,426 per year (2026 est.), which is 16.95% lower than the national median of $134,160 and 2.90% above the New Mexico state average of $108,286.
Cost-of-Living Adjusted Salary
Rio Rancho has a cost of living 5.60% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Rio Rancho, NM has a cost-of-living index of 94.4 (below the national average of 100). A actuary earning $111,426 nominally has purchasing power equivalent to $118,036 in an average-cost city — an effective 5.93% boost.
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2019 BLS Actual
$89,990
2025 BLS Actual
$107,971
2026 Current Est.
$111,426
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Rio Rancho (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $89,990 | Actual |
| 2020 | $92,216 | Actual |
| 2021 | $87,955 | Actual |
| 2022 | $94,674 | Actual |
| 2023 | $99,666 | Actual |
| 2024 | $104,936 | Actual |
| 2025 | $107,971 | Actual |
| 2026(current) | $111,426 | Estimated |
| 2027 | $114,992 | Projected |
Based on 7 years of BLS OEWS data for the Rio Rancho metropolitan area, the median actuary salary grew 20.0% from $89,990 (2019) to $107,971 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $114,992 by 2027 — a total increase of $25,002 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Rio Rancho metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $64,940 – $81,591 |
| 3-5 years (Mid Career) | $81,591 – $111,426 |
| 5+ years (Experienced) | $111,426 – $142,625 |
| 10+ years (Top Earner) | $142,625 – $172,710 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Rio Rancho
The local job market for actuaries in Rio Rancho comprises only 16 professionals, indicating a tightly-knit community and potentially limited openings. The cost of living index in the area is 94.4, slightly below the national average of 100, which suggests that take-home pay may stretch further than in more expensive regions. Among employers, life insurance companies such as Prudential and health insurers including UnitedHealth tend to offer competitive salaries, but consulting firms typically provide the highest pay, especially for fellows. The broad salary range reflects differences in exam progression, with each passed exam influencing potential earnings significantly. Actuaries specializing in property and casualty reinsurance or consulting often earn more due to higher market demand. Aspiring actuaries can maximize their pay by pursuing fellowships promptly and strengthening their expertise in predictive analytics, which is increasingly relevant in today's data-driven market in Rio Rancho, NM.
More salary data for Rio Rancho, NM:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $107,971 for actuariesin the Rio Rancho metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Rio Rancho is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov