Actuary Salary in Pinehurst, NC: $116,391 (2026)
Quick Answer:A full-time actuary in Pinehurst, NC earns a median $116,391/year (≈ $55.96/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Pinehurst's price level (6% below national, BEA RPP 93.6), that paycheck buys what $124,349 would nationally. Nominal pay sits 7.3% below the North Carolina state average.
Based on BLS state-level estimates · View source
In 2026, the average compensation for actuaries in Pinehurst, North Carolina, is projected to be $116,391 annually, slightly below the national median of $134,160. The salary range here spans from $76,967 at the 10th percentile to $180,406 at the 90th percentile, reflecting the variety of roles and expertise in the local market. These figures, derived from 2025 BLS data adjusted for local cost factors, indicate a relatively stable job environment for actuaries, an essential role in many industries, including insurance and consulting. The path to achieving higher salaries often follows the completion of actuarial exams, with each passed exam typically associated with a salary increment, making Pinehurst an interesting locale for ambitious actuaries.
About the Pinehurst Market
Salary estimated from North Carolina average ($125,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,967 | $37.01 |
| Lower Range (P25) | $91,223 | $43.86 |
| Median (P50)(typical) | $116,391 | $55.96 |
| Upper Range (P75) | $148,548 | $71.41 |
| Top Earners (P90) | $180,406 | $86.73 |
Median Salary Position
13.24% below the national average
2026 Salary Percentile Distribution in Pinehurst
In Pinehurst, NC, the actuary salary spread from the 10th to 90th percentile is $103,439 (2026 est.). At $116,391, the local median is 13.24% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Pinehurst: You'd be in the lower-middle range
How Pinehurst Actuary Pay Compares
Pinehurst median: $116,391/year (2026)
| Compared To | Median Salary | Pinehurst Pays |
|---|---|---|
| North Carolina Average | $125,557 | -7.30% less |
| National Average | $134,160 | -13.24% less |
Actuarys in Pinehurst, NC earn a median of $116,391 per year (2026 est.), which is 13.24% lower than the national median of $134,160 and 7.30% below the North Carolina state average of $125,557.
Cost-of-Living Adjusted Salary
Pinehurst has a cost of living 6.40% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Pinehurst, NC has a cost-of-living index of 93.6 (below the national average of 100). A actuary earning $116,391 nominally has purchasing power equivalent to $124,349 in an average-cost city — an effective 6.84% boost.
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2019 BLS Actual
$93,999
2025 BLS Actual
$112,782
2026 Current Est.
$116,391
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Pinehurst (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $93,999 | Actual |
| 2020 | $96,325 | Actual |
| 2021 | $91,874 | Actual |
| 2022 | $98,892 | Actual |
| 2023 | $104,106 | Actual |
| 2024 | $108,445 | Actual |
| 2025 | $112,782 | Actual |
| 2026(current) | $116,391 | Estimated |
| 2027 | $120,116 | Projected |
Based on 7 years of BLS OEWS data for the Pinehurst metropolitan area, the median actuary salary grew 20.0% from $93,999 (2019) to $112,782 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $120,116 by 2027 — a total increase of $26,117 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pinehurst metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,967 – $91,223 |
| 3-5 years (Mid Career) | $91,223 – $116,391 |
| 5+ years (Experienced) | $116,391 – $148,548 |
| 10+ years (Top Earner) | $148,548 – $180,406 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Pinehurst
Pinehurst's actuarial job market currently accommodates only four professionals, suggesting a niche environment. With a cost-of-living index at 93.6, living expenses are on the lower end compared to national averages, which positively influences take-home pay. This local economic context may offer more purchasing power than less affordable cities. Employers in Pinehurst consist mainly of smaller firms or branches of larger insurance conglomerates, potentially limiting opportunities but also fostering tight-knit professional relationships. The disparity in pay often aligns with the level of credential and specialization, where fellows typically see higher salaries in areas like property and casualty or consulting than in life and health insurance. To maximize earnings specifically in the Pinehurst market, focusing on advanced credentials like the FSA or FCAS, while developing skills in predictive analytics, can be particularly beneficial.
More salary data for Pinehurst, NC:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $112,782 for actuariesin the Pinehurst metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Pinehurst is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov