Actuary Salary in Brentwood, TN: $118,800 (2026)
Quick Answer:A full-time actuary in Brentwood, TN earns a median $118,800/year (≈ $57.11/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Brentwood's price level (8% below national, BEA RPP 91.8), that paycheck buys what $129,412 would nationally. Nominal pay sits 3.5% below the Tennessee state average.
Based on BLS state-level estimates · View source
With a projected median salary of $118,800 in 2026, actuaries in Brentwood, TN, see compensation levels that reflect the local market as well as broader industry trends. The salary range spans from $78,277 at the 10th percentile to $184,140 at the 90th, indicating significant variation based on experience and specialization. These estimates are based on 2025 BLS data, adjusted to account for regional price disparities, positioning Brentwood slightly below the national median of $134,160. Interestingly, actuaries often find variations in pay depending on whether they work in consulting firms like Milliman or Mercer, or insurance companies. This difference creates a competitive environment for both newly credentialed and seasoned professionals.
About the Brentwood Market
Salary estimated from Tennessee average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $78,277 | $37.64 |
| Lower Range (P25) | $90,235 | $43.39 |
| Median (P50)(typical) | $118,800 | $57.11 |
| Upper Range (P75) | $152,063 | $73.11 |
| Top Earners (P90) | $184,140 | $88.52 |
Median Salary Position
11.45% below the national average
2026 Salary Percentile Distribution in Brentwood
In Brentwood, TN, the actuary salary spread from the 10th to 90th percentile is $105,863 (2026 est.). At $118,800, the local median is 11.45% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Brentwood: You'd be in the lower-middle range
How Brentwood Actuary Pay Compares
Brentwood median: $118,800/year (2026)
| Compared To | Median Salary | Brentwood Pays |
|---|---|---|
| Tennessee Average | $123,109 | -3.50% less |
| National Average | $134,160 | -11.45% less |
Actuarys in Brentwood, TN earn a median of $118,800 per year (2026 est.), which is 11.45% lower than the national median of $134,160 and 3.50% below the Tennessee state average of $123,109.
Cost-of-Living Adjusted Salary
Brentwood has a cost of living 8.20% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Brentwood, TN has a cost-of-living index of 91.8 (below the national average of 100). A actuary earning $118,800 nominally has purchasing power equivalent to $129,412 in an average-cost city — an effective 8.93% boost.
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2019 BLS Actual
$95,945
2025 BLS Actual
$115,116
2026 Current Est.
$118,800
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Brentwood (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $95,945 | Actual |
| 2020 | $98,318 | Actual |
| 2021 | $93,775 | Actual |
| 2022 | $100,939 | Actual |
| 2023 | $106,261 | Actual |
| 2024 | $101,834 | Actual |
| 2025 | $115,116 | Actual |
| 2026(current) | $118,800 | Estimated |
| 2027 | $122,601 | Projected |
Based on 7 years of BLS OEWS data for the Brentwood metropolitan area, the median actuary salary grew 20.0% from $95,945 (2019) to $115,116 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $122,601 by 2027 — a total increase of $26,656 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Brentwood metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $78,277 – $90,235 |
| 3-5 years (Mid Career) | $90,235 – $118,800 |
| 5+ years (Experienced) | $118,800 – $152,063 |
| 10+ years (Top Earner) | $152,063 – $184,140 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Brentwood
The actuary job market in Brentwood is notably small, with only seven actuaries currently employed, reflecting a niche but stable demand. Coupled with a lower cost-of-living index of 91.8, actuaries have the potential for considerable purchasing power despite the salaries generally being below national averages. Employers such as Prudential and Cigna provide competitive packages aimed at attracting talent, particularly those equipped with advanced credentials like FSA or FCAS. The earnings gap among actuaries in Brentwood often hinges on factors such as exam progression—the completion of each examination typically boosts base pay by $3,000 to $8,000—and the specialization chosen, with property and casualty reinsurance roles commanding higher salaries. Those aiming to maximize their actuary pay in Brentwood should focus on obtaining fellow status while seeking roles in high-demand areas such as consulting or P&C, where competitive advantages become more pronounced.
More salary data for Brentwood, TN:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $115,116 for actuariesin the Brentwood metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Brentwood is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov