Actuary Salary in American Fork, UT: $130,037 (2026)
Quick Answer:A full-time actuary in American Fork, UT earns a median $130,037/year (≈ $62.52/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in American Fork's price level (2% below national, BEA RPP 98.1), that paycheck buys what $132,556 would nationally. Nominal pay sits 1.2% below the Utah state average.
Based on BLS state-level estimates · View source
For actuaries in American Fork, Utah, the projected 2026 median annual salary is $130,037, which is slightly below the national median of $134,160. This competitive compensation ranges from $79,590 at the 10th percentile to $201,558 at the 90th percentile, reflecting the varying levels of experience and exam progress among professionals in the area. Local estimates derived from 2025 BLS data account for regional cost adjustments, helping to understand the financial landscape specifically for this market. The job market in American Fork supports a small but dedicated group of six actuaries, who benefit from the strong demand for actuarial skills in the area.
About the American Fork Market
Salary estimated from Utah average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $79,590 | $38.27 |
| Lower Range (P25) | $97,566 | $46.90 |
| Median (P50)(typical) | $130,037 | $62.52 |
| Upper Range (P75) | $165,912 | $79.76 |
| Top Earners (P90) | $201,558 | $96.90 |
Median Salary Position
3.07% below the national average
2026 Salary Percentile Distribution in American Fork
In American Fork, UT, the actuary salary spread from the 10th to 90th percentile is $121,968 (2026 est.). At $130,037, the local median is 3.07% below the national median of $134,160.
Salary Calculator
At 40 hours/week in American Fork: You'd be in the lower-middle range
How American Fork Actuary Pay Compares
American Fork median: $130,037/year (2026)
| Compared To | Median Salary | American Fork Pays |
|---|---|---|
| Utah Average | $131,617 | -1.20% less |
| National Average | $134,160 | -3.07% less |
Actuarys in American Fork, UT earn a median of $130,037 per year (2026 est.), which is 3.07% lower than the national median of $134,160 and 1.20% below the Utah state average of $131,617.
Cost-of-Living Adjusted Salary
American Fork has a cost of living 1.90% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
American Fork, UT has a cost-of-living index of 98.1 (below the national average of 100). A actuary earning $130,037 nominally has purchasing power equivalent to $132,556 in an average-cost city — an effective 1.94% boost.
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2019 BLS Actual
$105,020
2025 BLS Actual
$126,005
2026 Current Est.
$130,037
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in American Fork (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $105,020 | Actual |
| 2020 | $107,618 | Actual |
| 2021 | $102,646 | Actual |
| 2022 | $110,487 | Actual |
| 2023 | $116,312 | Actual |
| 2024 | $111,466 | Actual |
| 2025 | $126,005 | Actual |
| 2026(current) | $130,037 | Estimated |
| 2027 | $134,198 | Projected |
Based on 7 years of BLS OEWS data for the American Fork metropolitan area, the median actuary salary grew 20.0% from $105,020 (2019) to $126,005 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $134,198 by 2027 — a total increase of $29,178 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the American Fork metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $79,590 – $97,566 |
| 3-5 years (Mid Career) | $97,566 – $130,037 |
| 5+ years (Experienced) | $130,037 – $165,912 |
| 10+ years (Top Earner) | $165,912 – $201,558 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in American Fork
The local employment scenario provides actuaries with distinct advantages, particularly given the area’s cost of living index of 98.1, which is below the national average. This lower cost of living means that actuary pay in American Fork UT can stretch further in terms of purchasing power. Top employers in the region include notable life and health insurance companies such as Prudential and UnitedHealth, which often offer more robust salary packages, especially for those with advanced credentials like FSA and FCAS. Exam progression significantly impacts pay; each passed exam can lead to a substantial increase in salary. Actuaries looking to maximize their earning potential should focus on ongoing study and completing Professional Development hours, as employers are increasingly prioritizing predictive analytics and data science skills alongside traditional actuarial qualifications.
More salary data for American Fork, UT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $126,005 for actuariesin the American Fork metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for American Fork is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov