Actuary Salary in Falls Church, VA: $127,663 (2026)
Quick Answer:A full-time actuary in Falls Church, VA earns a median $127,663/year (≈ $61.37/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Falls Church's price level (3% above national, BEA RPP 103.2), that paycheck buys what $123,704 would nationally. Nominal pay sits 7.8% below the Virginia state average.
Based on BLS state-level estimates · View source
In 2026, the projected median annual salary for actuaries in Falls Church, Virginia, stands at $127,663, which reflects a slight decline compared to the national average of $134,160. The local salary range spans from $83,864 at the 10th percentile to $197,185 at the 90th percentile, signaling a diverse compensation structure within the field. These estimates, derived from state-level data and adjusted for regional pricing, imply the presence of both consulting and insurance opportunities. Actuaries in Falls Church can anticipate differing pay scales based on their work setting, as consulting firms like Milliman and Mercer often provide higher compensation than traditional insurance companies. Understanding this pay gradient is vital for professionals navigating their career paths in this competitive market.
About the Falls Church Market
Salary estimated from Virginia average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $83,864 | $40.32 |
| Lower Range (P25) | $99,247 | $47.72 |
| Median (P50)(typical) | $127,663 | $61.37 |
| Upper Range (P75) | $162,174 | $77.97 |
| Top Earners (P90) | $197,185 | $94.80 |
Median Salary Position
4.84% below the national average
2026 Salary Percentile Distribution in Falls Church
In Falls Church, VA, the actuary salary spread from the 10th to 90th percentile is $113,321 (2026 est.). At $127,663, the local median is 4.84% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Falls Church: You'd be in the lower-middle range
How Falls Church Actuary Pay Compares
Falls Church median: $127,663/year (2026)
| Compared To | Median Salary | Falls Church Pays |
|---|---|---|
| Virginia Average | $138,463 | -7.80% less |
| National Average | $134,160 | -4.84% less |
Actuarys in Falls Church, VA earn a median of $127,663 per year (2026 est.), which is 4.84% lower than the national median of $134,160 and 7.80% below the Virginia state average of $138,463.
Cost-of-Living Adjusted Salary
Falls Church has a cost of living 3.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Falls Church, VA has a cost-of-living index of 103.2 (above the national average of 100). While the nominal salary of $127,663 is competitive, the higher cost of living reduces purchasing power to an effective $123,704 — a 3.1% reduction.
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2019 BLS Actual
$103,103
2025 BLS Actual
$123,704
2026 Current Est.
$127,663
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Falls Church (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,103 | Actual |
| 2020 | $105,653 | Actual |
| 2021 | $100,771 | Actual |
| 2022 | $108,469 | Actual |
| 2023 | $114,188 | Actual |
| 2024 | $121,801 | Actual |
| 2025 | $123,704 | Actual |
| 2026(current) | $127,663 | Estimated |
| 2027 | $131,748 | Projected |
Based on 7 years of BLS OEWS data for the Falls Church metropolitan area, the median actuary salary grew 20.0% from $103,103 (2019) to $123,704 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $131,748 by 2027 — a total increase of $28,645 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Falls Church metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $83,864 – $99,247 |
| 3-5 years (Mid Career) | $99,247 – $127,663 |
| 5+ years (Experienced) | $127,663 – $162,174 |
| 10+ years (Top Earner) | $162,174 – $197,185 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Falls Church
The local job market for actuaries in Falls Church currently employs five professionals, indicating a smaller but potentially tight-knit community. With a cost of living index of 103.2, it's essential to consider how this affects overall purchasing power; higher expenses may diminish take-home pay despite a favorable salary. Among businesses, firms in life insurance and healthcare, such as UnitedHealth and Prudential, may offer competitive wages, particularly for those with advanced credentials. The pay disparities in the area are often influenced by factors like exam completion, with each passed exam significantly enhancing salary, and differences in market demand across specialties such as property and casualty versus health. To maximize earning potential, striving for credential milestones and gaining experience in high-demand niches can serve as effective strategies for actuaries in Falls Church, VA.
More salary data for Falls Church, VA:
Frequently Asked Questions
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Can actuaries make $100K in Falls Church?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $123,704 for actuariesin the Falls Church metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Falls Church is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov