Actuary Salary in Whitewater, WI: $118,895 (2026)
Quick Answer:A full-time actuary in Whitewater, WI earns a median $118,895/year (≈ $57.16/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Whitewater's price level (7% below national, BEA RPP 93.4), that paycheck buys what $127,297 would nationally. Nominal pay sits 5.1% below the Wisconsin state average.
Based on BLS state-level estimates · View source
Actuaries in Whitewater, Wisconsin, can expect a median annual salary of $118,895 in 2026, reflecting a targeted market focused on life and health or pension versus property and casualty specialties. The salary range for actuaries here extends from $73,749 at the 10th percentile to $184,286 at the 90th percentile, indicating a significant spread influenced by experience and specialization. These projections derive from state-level estimates based on 2025 BLS data, adjusted for the local cost of living and market factors, which presents an intriguing picture of the job landscape for actuaries in this area of Wisconsin.
About the Whitewater Market
Salary estimated from Wisconsin average ($122,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $73,749 | $35.46 |
| Lower Range (P25) | $89,264 | $42.91 |
| Median (P50)(typical) | $118,895 | $57.16 |
| Upper Range (P75) | $148,235 | $71.27 |
| Top Earners (P90) | $184,286 | $88.60 |
Median Salary Position
11.38% below the national average
2026 Salary Percentile Distribution in Whitewater
In Whitewater, WI, the actuary salary spread from the 10th to 90th percentile is $110,537 (2026 est.). At $118,895, the local median is 11.38% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Whitewater: You'd be in the lower-middle range
How Whitewater Actuary Pay Compares
Whitewater median: $118,895/year (2026)
| Compared To | Median Salary | Whitewater Pays |
|---|---|---|
| Wisconsin Average | $125,284 | -5.10% less |
| National Average | $134,160 | -11.38% less |
Actuarys in Whitewater, WI earn a median of $118,895 per year (2026 est.), which is 11.38% lower than the national median of $134,160 and 5.10% below the Wisconsin state average of $125,284.
Cost-of-Living Adjusted Salary
Whitewater has a cost of living 6.60% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Whitewater, WI has a cost-of-living index of 93.4 (below the national average of 100). A actuary earning $118,895 nominally has purchasing power equivalent to $127,297 in an average-cost city — an effective 7.07% boost.
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2019 BLS Actual
$96,021
2025 BLS Actual
$115,208
2026 Current Est.
$118,895
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Whitewater (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $96,021 | Actual |
| 2020 | $98,396 | Actual |
| 2021 | $93,850 | Actual |
| 2022 | $101,020 | Actual |
| 2023 | $106,346 | Actual |
| 2024 | $108,118 | Actual |
| 2025 | $115,208 | Actual |
| 2026(current) | $118,895 | Estimated |
| 2027 | $122,699 | Projected |
Based on 7 years of BLS OEWS data for the Whitewater metropolitan area, the median actuary salary grew 20.0% from $96,021 (2019) to $115,208 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $122,699 by 2027 — a total increase of $26,678 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Whitewater metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $73,749 – $89,264 |
| 3-5 years (Mid Career) | $89,264 – $118,895 |
| 5+ years (Experienced) | $118,895 – $148,235 |
| 10+ years (Top Earner) | $148,235 – $184,286 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Whitewater
In Whitewater, the actuary job market is small but notable, with only four actuaries currently employed. The cost of living index of 93.4 suggests that salaries here provide a decent level of purchasing power compared to national averages, which can make a significant difference when weighing job offers. Key employers like Prudential, Northwestern Mutual, and health insurance companies like UnitedHealth typically offer more competitive pay, though the range can be broad based on the actuary’s credentials and expertise. Salary variation in this area arises mainly from exam progression—the completion of each exam can add $3,000 to $8,000 to the base salary—and the demand for specialists in various sectors, with consulting firms generally paying a premium for those who achieve the FSA or FCAS designations. For actuarial professionals looking to maximize their earnings, pursuing advanced credentials and staying informed about market needs in Whitewater can significantly enhance their compensation prospects.
More salary data for Whitewater, WI:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $115,208 for actuariesin the Whitewater metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Whitewater is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov