Senior Actuary Salary in Prescott Valley, AZ: $197,705 (2026)
Quick Answer:The top tier of actuaries working in Prescott Valley, AZ — those at or above the 90th percentile — pull in $197,705/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Prescott Valley's price premium (BEA RPP 98.5, 1% below national) and that top-decile pay carries the same buying power as $200,716 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Prescott Valley, Arizona, experienced actuaries can achieve remarkable salaries, particularly for those reaching the higher tiers of the profession. With a median annual salary projected at $127,552 for 2026, the potential for top earners is even more impressive, as those in the 90th percentile can command an annual salary of $197,705. This significant gap between the median and top-tier compensation illustrates the value placed on extensive expertise and specialization. To reach such heights in Prescott Valley's actuarial market, professionals often need to acquire advanced credentials such as FSA or FCAS, and excel in prominent specialties like life insurance or enterprise risk management.
About the Prescott Valley Market
Salary estimated from Arizona average ($115,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Prescott Valley
Experienced actuarys at the top of the pay scale in Prescott Valley earn between $163,267 and $197,705 per year (2026 est.). This $113,526 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Prescott Valley median of $127,552 sits 4.93% below the US median.
Top ASA, FSA Salary Comparison
| Level | Prescott Valley | National |
|---|---|---|
| Median (P50) | $127,552 | $134,160 |
| 75th Percentile | $163,267 | $176,111 |
| 90th Percentile (Top 10%) | $197,705 | $221,983 |
In Prescott Valley, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Prescott Valley
Advanced Certifications in Arizona
AZ actuaries with additional specialty certifications within the actuarial science field earn significantly above the $127,552 median. Expanded-scope credentials are increasingly valued by Prescott Valley employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Prescott Valley command premium compensation, often reaching the $163,267–$197,705 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Prescott Valley metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Prescott Valley with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Arizona who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Prescott Valley
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedPrescott Valley ranks #27 of 33 Arizona cities for top earner actuary salary (90th percentile: $197,705).
Top 10% actuary compensation in Prescott Valley ($197,705) is 6.58% below the Arizona average P90 ($211,626).
2019 BLS Actual
$172,426
2025 BLS Actual
$191,575
2026 Current Est.
$197,705
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Prescott Valley (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $172,426 | Actual |
| 2020 | $174,573 | Actual |
| 2021 | $184,201 | Actual |
| 2022 | $177,503 | Actual |
| 2023 | $186,418 | Actual |
| 2024 | $169,471 | Actual |
| 2025 | $191,575 | Actual |
| 2026(current) | $197,705 | Estimated |
| 2027 | $204,032 | Projected |
Top-earning actuaries (90th percentile) in Prescott Valley saw their compensation grow 11.1% from $172,426 in 2019 to $191,575 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $204,032 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Prescott Valley metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Prescott Valley
The spectrum of specialization within Prescott Valley’s actuarial landscape heavily influences senior actuary pay in AZ. Actuaries focusing on life and annuity, health, or property and casualty insurance readily find themselves in demand. Employers across different sectors show varied compensation strategies, especially in life insurance and consulting firms where advanced credentials like ASA or FSA lead to substantial financial rewards. Those with proficiencies in predictive analytics or reinsurance pricing can expect competitive salaries as well. Advancement within the profession often follows a structured path, from actuarial analyst to managing actuary or chief actuary, and requires proficiency in the ASA-to-FSA exam progression. The commitment to continuous study and passing exams is a critical factor in unlocking the earning potential that comes with senior roles in the area.
More salary data for Prescott Valley, AZ:
Frequently Asked Questions
How much do experienced actuaries make in Prescott Valley in 2026?
What drives higher actuary pay in Prescott Valley?
What certifications boost actuary salary in Prescott Valley?
Can experienced actuaries make six figures in Prescott Valley?
How much does actuary salary increase over time in Prescott Valley?
Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $191,575 for actuaries in the Prescott Valley metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Prescott Valley is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov