Senior Actuary Salary in Yuma, AZ: $206,390 (2026)
Quick Answer:The top tier of actuaries working in Yuma, AZ — those at or above the 90th percentile — pull in $206,390/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Yuma's price premium (BEA RPP 98.5, 1% below national) and that top-decile pay carries the same buying power as $209,533 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Yuma, Arizona, senior actuaries can command impressive salaries, with 2026 projected figures showing the potential to earn up to $206,390 for top earners. This figure, coupled with the P75 salary of $170,438, illustrates the significant income gap that experienced professionals can achieve compared to the median salary of $133,155. Reaching these top-tier numbers requires not only extensive experience—typically over seven years—but also expertise in specialized areas such as enterprise risk management, predictive analytics, or capital modeling. Those aiming for the top actuary salary in Yuma must excel in their respective fields, often undertaking additional credentials and continuing their education to outpace the competition in this market.
About the Yuma Market
Salary estimated from Arizona average ($115,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Yuma
Experienced actuarys at the top of the pay scale in Yuma earn between $170,438 and $206,390 per year (2026 est.). This $129,160 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Yuma median of $133,155 sits 0.75% below the US median.
Top ASA, FSA Salary Comparison
| Level | Yuma | National |
|---|---|---|
| Median (P50) | $133,155 | $134,160 |
| 75th Percentile | $170,438 | $176,111 |
| 90th Percentile (Top 10%) | $206,390 | $221,983 |
In Yuma, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Yuma
Advanced Certifications in Arizona
AZ actuaries with additional specialty certifications within the actuarial science field earn significantly above the $133,155 median. Expanded-scope credentials are increasingly valued by Yuma employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Yuma command premium compensation, often reaching the $170,438–$206,390 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Yuma metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Yuma with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Arizona who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Yuma
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedYuma ranks #12 of 33 Arizona cities for top earner actuary salary (90th percentile: $206,390).
Top 10% actuary compensation in Yuma ($206,390) is 2.47% below the Arizona average P90 ($211,626).
2019 BLS Actual
$180,000
2025 BLS Actual
$199,990
2026 Current Est.
$206,390
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Yuma (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $180,000 | Actual |
| 2020 | $182,241 | Actual |
| 2021 | $192,292 | Actual |
| 2022 | $185,300 | Actual |
| 2023 | $194,607 | Actual |
| 2024 | $176,914 | Actual |
| 2025 | $199,990 | Actual |
| 2026(current) | $206,390 | Estimated |
| 2027 | $212,994 | Projected |
Top-earning actuaries (90th percentile) in Yuma saw their compensation grow 11.1% from $180,000 in 2019 to $199,990 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $212,994 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Yuma metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Yuma
Compensation dynamics for the senior actuarial roles in Yuma vary notably depending on the employer type. Life insurance companies like Prudential and MetLife, alongside health insurers such as UnitedHealth, typically provide competitive salaries at the senior level, though property and casualty insurers may offer distinct advantages in certain niches. Actuaries specializing in high-demand areas like reinsurance pricing or data science can see even greater pay disparities in their favor. Advancing through the ranks is often linked to the earned credentials; while an ASA may start strong, a Fellow (FSA or FCAS) can expect significant salary boosts. The exam progression is crucial, with each passed SOA or CAS exam often translating to a $3,000 to $8,000 increase in base salary. In the face of these numbers, Yuma’s cost of living, indexed at 98.5, adds a beneficial context, allowing senior actuaries to enjoy a favorable standard of living as they navigate their careers from actuarial analyst to chief actuary.
More salary data for Yuma, AZ:
Frequently Asked Questions
How much do experienced actuaries make in Yuma in 2026?
What drives higher actuary pay in Yuma?
What certifications boost actuary salary in Yuma?
Can experienced actuaries make six figures in Yuma?
How much does actuary salary increase over time in Yuma?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $199,990 for actuaries in the Yuma metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Yuma is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov