Senior Actuary Salary in Kaneohe, HI: $180,889 (2026)
Quick Answer:The top tier of actuaries working in Kaneohe, HI — those at or above the 90th percentile — pull in $180,889/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Kaneohe's price premium (BEA RPP 119.3, 19% above national) and that top-decile pay carries the same buying power as $151,625 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Kaneohe, Hawaii, seasoned actuaries can anticipate substantial earnings, with top-tier professionals projected to earn as much as $180,889 in 2026. This figure highlights a significant potential for rewarding compensation, particularly when considering the median salary of $116,703. The experience premium becomes evident as senior actuaries leverage their expertise and advanced qualifications to command higher salaries. Achieving these top earnings often requires a combination of industry-specific knowledge, specialized skills in areas such as predictive analytics or enterprise risk management, and a proven track record in strategic decision-making. The financial incentives available in Kaneohe reflect not only the actuary's individual capabilities but also the regional demand for highly skilled professionals who can navigate complex financial landscapes.
About the Kaneohe Market
Salary estimated from Hawaii average ($118,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Kaneohe
Experienced actuarys at the top of the pay scale in Kaneohe earn between $149,380 and $180,889 per year (2026 est.). This $107,843 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Kaneohe median of $116,703 sits 13.01% below the US median.
Top ASA, FSA Salary Comparison
| Level | Kaneohe | National |
|---|---|---|
| Median (P50) | $116,703 | $134,160 |
| 75th Percentile | $149,380 | $176,111 |
| 90th Percentile (Top 10%) | $180,889 | $221,983 |
In Kaneohe, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Kaneohe
Advanced Certifications in Hawaii
HI actuaries with additional specialty certifications within the actuarial science field earn significantly above the $116,703 median. Expanded-scope credentials are increasingly valued by Kaneohe employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Kaneohe command premium compensation, often reaching the $149,380–$180,889 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Kaneohe metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Kaneohe with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Hawaii who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Kaneohe
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedKaneohe ranks #2 of 9 Hawaii cities for top earner actuary salary (90th percentile: $180,889).
Top 10% actuary compensation in Kaneohe ($180,889) is 2.94% below the Hawaii average P90 ($186,366).
2019 BLS Actual
$157,760
2025 BLS Actual
$175,280
2026 Current Est.
$180,889
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Kaneohe (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $157,760 | Actual |
| 2020 | $159,724 | Actual |
| 2021 | $168,533 | Actual |
| 2022 | $162,405 | Actual |
| 2023 | $170,562 | Actual |
| 2024 | $216,826 | Actual |
| 2025 | $175,280 | Actual |
| 2026(current) | $180,889 | Estimated |
| 2027 | $186,677 | Projected |
Top-earning actuaries (90th percentile) in Kaneohe saw their compensation grow 11.1% from $157,760 in 2019 to $175,280 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $186,677 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kaneohe metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Kaneohe
Examining the salary dynamics in Kaneohe illustrates the variations based on specialization and employer type. Expertise in life and annuity or property and casualty sectors tends to attract higher compensation rates, especially when working for major insurers or reinsurance firms like Munich Re and Swiss Re. Senior actuaries can also benefit from pursuing advanced credentials, such as the Fellowship (FSA/FCAS) designation, which often serves as a key differentiator in salary negotiations. The path to becoming a Fellow involves passing numerous exams, with each achievement generally correlating with a pay increase that can range from $3,000 to $8,000. Furthermore, work for consulting firms can yield premium compensation for those who complete the ASA-to-FSA exam progression, especially for actuaries who possess a strong foundation in data science and analytics. In this evolving job market, non-salary compensation, such as study time benefits and signing bonuses for credential completion, also plays an important role in attracting talent to HI.
More salary data for Kaneohe, HI:
Frequently Asked Questions
How much do experienced actuaries make in Kaneohe in 2026?
What drives higher actuary pay in Kaneohe?
What certifications boost actuary salary in Kaneohe?
Can experienced actuaries make six figures in Kaneohe?
How much does actuary salary increase over time in Kaneohe?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $175,280 for actuaries in the Kaneohe metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Kaneohe is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov