Senior Actuary Salary in Idaho Falls, ID: $163,793 (2026)
Quick Answer:The top tier of actuaries working in Idaho Falls, ID — those at or above the 90th percentile — pull in $163,793/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Idaho Falls's price premium (BEA RPP 95.3, 5% below national) and that top-decile pay carries the same buying power as $171,871 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
For seasoned actuaries in Idaho Falls, the financial rewards reflect both expertise and market demand. In 2026, top earners in the field can expect salaries that reach $163,793, significantly exceeding the median annual salary of $105,673. The impressive salary range—from $63,752 at the 10th percentile to $135,261 at the 75th percentile—indicates a clear experience premium for those who’ve accumulated at least seven years in the profession. It's crucial for actuaries aspiring to be among the top earners to demonstrate advanced skills in high-demand areas such as enterprise risk management or predictive analytics, as well as to pursue higher-level credentials, including Fellow of the Society of Actuaries (FSA), which can bridge the gap between the median and top-tier compensation.
About the Idaho Falls Market
Salary estimated from Idaho average ($105,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Idaho Falls
Experienced actuarys at the top of the pay scale in Idaho Falls earn between $135,261 and $163,793 per year (2026 est.). This $100,041 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Idaho Falls median of $105,673 sits 21.23% below the US median.
Top ASA, FSA Salary Comparison
| Level | Idaho Falls | National |
|---|---|---|
| Median (P50) | $105,673 | $134,160 |
| 75th Percentile | $135,261 | $176,111 |
| 90th Percentile (Top 10%) | $163,793 | $221,983 |
In Idaho Falls, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Idaho Falls
Advanced Certifications in Idaho
ID actuaries with additional specialty certifications within the actuarial science field earn significantly above the $105,673 median. Expanded-scope credentials are increasingly valued by Idaho Falls employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Idaho Falls command premium compensation, often reaching the $135,261–$163,793 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Idaho Falls metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Idaho Falls with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Idaho who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Idaho Falls
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedIdaho Falls ranks #3 of 15 Idaho cities for top earner actuary salary (90th percentile: $163,793).
Top 10% actuary compensation in Idaho Falls ($163,793) is 0.46% above the Idaho average P90 ($163,046).
2019 BLS Actual
$142,850
2025 BLS Actual
$158,714
2026 Current Est.
$163,793
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Idaho Falls (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $142,850 | Actual |
| 2020 | $144,628 | Actual |
| 2021 | $152,605 | Actual |
| 2022 | $147,056 | Actual |
| 2023 | $154,442 | Actual |
| 2024 | $156,934 | Actual |
| 2025 | $158,714 | Actual |
| 2026(current) | $163,793 | Estimated |
| 2027 | $169,034 | Projected |
Top-earning actuaries (90th percentile) in Idaho Falls saw their compensation grow 11.1% from $142,850 in 2019 to $158,714 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $169,034 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Idaho Falls metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Idaho Falls
Compensation strategies for senior actuaries in Idaho Falls vary based on specialization and employer type. Actuaries working in high-stakes fields like life and annuity, health, or property and casualty often see enhanced pay packages, particularly with established firms such as Prudential or UnitedHealth. Additionally, the path toward positions like managing actuary or chief actuary often requires not just experience but a demonstrated ability to lead and adapt to evolving industry trends. With each recognized examination passed, actuaries can see a notable increase in salary, reflecting their commitment to professional growth. The journey from Associate (ASA) level towards Fellowship can typically range from five to eight years, with other credentials such as VEE credits further boosting marketability. For senior professionals, the combination of technical expertise and advanced qualifications, coupled with employer type preference, significantly influences earning potential in Idaho Falls.
More salary data for Idaho Falls, ID:
Frequently Asked Questions
How much do experienced actuaries make in Idaho Falls in 2026?
What drives higher actuary pay in Idaho Falls?
What certifications boost actuary salary in Idaho Falls?
Can experienced actuaries make six figures in Idaho Falls?
How much does actuary salary increase over time in Idaho Falls?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Idaho
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $158,714 for actuaries in the Idaho Falls metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Idaho Falls is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov