Senior Actuary Salary in Bend, OR: $209,184 (2026)
Quick Answer:The top tier of actuaries working in Bend, OR — those at or above the 90th percentile — pull in $209,184/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Bend's price premium (BEA RPP 102.6, 3% above national) and that top-decile pay carries the same buying power as $203,883 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Compensation for seasoned actuaries in Bend, Oregon, shows a promising outlook for 2026. Top-tier professionals can expect salaries approaching $209,184, with the 75th percentile earning around $172,745. The median annual salary for experienced actuaries is projected at $134,958, demonstrating a significant gap between average salaries and the potential for high earners in this market. Achieving these top numbers typically requires at least seven years of relevant experience, often accompanied by advanced credentials such as Fellowship from the Society of Actuaries (FSA) or Casualty Actuarial Society (FCAS). For actuaries aiming high in Bend, the focus should not only be on accumulating experience but also on gaining expertise in specialized areas that are particularly valued by employers.
About the Bend Market
Salary estimated from Oregon average ($122,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Bend
Experienced actuarys at the top of the pay scale in Bend earn between $172,745 and $209,184 per year (2026 est.). This $123,809 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Bend median of $134,958 sits 0.59% above the US median.
Top ASA, FSA Salary Comparison
| Level | Bend | National |
|---|---|---|
| Median (P50) | $134,958 | $134,160 |
| 75th Percentile | $172,745 | $176,111 |
| 90th Percentile (Top 10%) | $209,184 | $221,983 |
In Bend, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Bend
Advanced Certifications in Oregon
OR actuaries with additional specialty certifications within the actuarial science field earn significantly above the $134,958 median. Expanded-scope credentials are increasingly valued by Bend employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Bend command premium compensation, often reaching the $172,745–$209,184 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Bend metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Bend with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Oregon who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Bend
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedBend ranks #11 of 36 Oregon cities for top earner actuary salary (90th percentile: $209,184).
Top 10% actuary compensation in Bend ($209,184) is 3.37% above the Oregon average P90 ($202,368).
2019 BLS Actual
$182,438
2025 BLS Actual
$202,698
2026 Current Est.
$209,184
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Bend (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $182,438 | Actual |
| 2020 | $184,709 | Actual |
| 2021 | $194,895 | Actual |
| 2022 | $187,809 | Actual |
| 2023 | $197,242 | Actual |
| 2024 | $190,225 | Actual |
| 2025 | $202,698 | Actual |
| 2026(current) | $209,184 | Estimated |
| 2027 | $215,878 | Projected |
Top-earning actuaries (90th percentile) in Bend saw their compensation grow 11.1% from $182,438 in 2019 to $202,698 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $215,878 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bend metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Bend
Beyond pure salary figures, various factors significantly influence senior actuary pay in Bend, with specialization appearing as a key driver. Professionals adept in life and annuity, health, and enterprise risk management command premium compensation due to their rarity and the complexity of their roles. Employer type also plays a noteworthy role; those working for consulting firms often see higher salaries compared to their counterparts in insurance industries, with companies like Milliman and Aon being notably competitive. The path to advanced positions such as chief actuary or managing actuary is often paved with exam success, where every passed exam can lead to an increase in salary ranging from $3,000 to $8,000. Thus, obtaining higher-level credentials like ASA and FSA not only enhances career prospects but also aligns with the upward trajectory of compensation in Bend’s competitive market for senior actuaries.
More salary data for Bend, OR:
Frequently Asked Questions
How much do experienced actuaries make in Bend in 2026?
What drives higher actuary pay in Bend?
What certifications boost actuary salary in Bend?
Can experienced actuaries make six figures in Bend?
How much does actuary salary increase over time in Bend?
Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $202,698 for actuaries in the Bend metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Bend is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov