Actuary Pay

Senior Actuary Salary in Midvale, UT: $200,592 (2026)

Quick Answer:The top tier of actuaries working in Midvale, UT — those at or above the 90th percentile — pull in $200,592/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Midvale's price premium (BEA RPP 98.1, 2% below national) and that top-decile pay carries the same buying power as $204,477 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$200,592
Top 10% Earn
$96.44/hr
Top Hourly Rate
$165,649
75th Percentile
$200,592
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Midvale, UT — 2026 est., based on 2025 BLS
Midvale, UT actuary senior salary overview (2026 est., based on 2025 BLS)

In 2026, the potential for top earners in the actuarial field in Midvale, UT is quite promising, with salaries reaching up to $200,592 for the highest 10% of professionals. The median annual salary for experienced actuaries in the region is projected at $129,414, establishing a significant pay gap between the average and elite earners. This approximately $71,000 difference exemplifies the experience premium that seasoned professionals can command in the competitive landscape of the industry. Achieving top-tier pay typically requires not just robust experience of seven or more years but often advanced certifications such as FSA or FCAS, along with demonstrated expertise in areas like predictive analytics or risk management.

About the Midvale Market

Salary estimated from Utah average ($115,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Midvale

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Midvale. The median salary is $129,414, compared to the national median of $134,160.$70.4K$105.4K$140.5K$175.6K$210.6K$78.2K10th Pctl$96.3K25th Pctl$129.4KMedian$165.6K75th Pctl$200.6K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Midvale earn between $165,649 and $200,592 per year (2026 est.). This $122,425 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Midvale median of $129,414 sits 3.54% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Midvale metro area.

Top ASA, FSA Salary Comparison

LevelMidvaleNational
Median (P50)$129,414$134,160
75th Percentile$165,649$176,111
90th Percentile (Top 10%)$200,592$221,983

In Midvale, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Midvale

1

Advanced Certifications in Utah

UT actuaries with additional specialty certifications within the actuarial science field earn significantly above the $129,414 median. Expanded-scope credentials are increasingly valued by Midvale employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Midvale command premium compensation, often reaching the $165,649–$200,592 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Midvale metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Midvale with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Utah who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Midvale

Clinical Actuary

0-5 years
$78,167 – $129,414

Senior/Lead Actuary

5-10 years
$129,414 – $165,649

Actuary Department Manager

10+ years
$165,649+

Educator / Specialty Leadership

Advanced
Varies by role

Midvale ranks #16 of 41 Utah cities for top earner actuary salary (90th percentile: $200,592).

Top 10% actuary compensation in Midvale ($200,592) is 3.3% above the Utah average P90 ($194,188).

2019 BLS Actual

$174,944

2025 BLS Actual

$194,372

2026 Current Est.

$200,592

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Midvale (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Midvale. Baseline $174,944 in 2025, projected to $207,011 by 2027.$164.9K$177.2K$189.5K$201.8K$214.0K2019202020212022202320242025202620272025 BLS$174.9K$177.1K$186.9K$180.1K$189.1K$171.9K$194.4K$200.6K$207.0K
YearAnnual SalaryStatus
2019$174,944Actual
2020$177,122Actual
2021$186,890Actual
2022$180,095Actual
2023$189,140Actual
2024$171,945Actual
2025$194,372Actual
2026(current)$200,592Estimated
2027$207,011Projected

Top-earning actuaries (90th percentile) in Midvale saw their compensation grow 11.1% from $174,944 in 2019 to $194,372 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $207,011 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Midvale metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Midvale

Compensation for senior actuaries in Midvale varies considerably based on specialization and employer type. Actuaries focusing on life and annuity, health insurance, and enterprise risk management are in particularly high demand, which translates into higher salaries within the market. Compared to roles in consulting firms, such as Mercer or Aon, positions within large insurers, like State Farm or Cigna, offer different compensation structures that could affect salary outcomes. Progressing through the ASA-to-FSA exam pathway is essential for increasing earning potential, as each exam passed typically translates to an additional $3,000 to $8,000 in base salary. Notably, those who earn advanced credentials also benefit from enhanced non-salary incentives, including study time benefits and signing bonuses tied to credential completion, making the pursuit of further qualifications a worthwhile investment for aspiring top actuaries in Midvale.

Frequently Asked Questions

How much do experienced actuaries make in Midvale in 2026?

Top-earning actuaries in Midvale (90th percentile) make $200,592/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $71,178 more than the area median of $129,414 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Midvale?

Higher actuary pay in Midvale is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Midvale?

The most impactful salary-boosting certifications for actuaries in Midvale include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $129,414, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Midvale?

Yes — the 90th percentile salary in Midvale is $200,592, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Midvale?

In Midvale, the gap between entry level ($78,167) and top earners ($200,592) is $122,425, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $194,372 for actuaries in the Midvale metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Midvale is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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