Actuary Pay

Senior Actuary Salary in Spanish Fork, UT: $201,985 (2026)

Quick Answer:The top tier of actuaries working in Spanish Fork, UT — those at or above the 90th percentile — pull in $201,985/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Spanish Fork's price premium (BEA RPP 98.1, 2% below national) and that top-decile pay carries the same buying power as $205,897 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$201,985
Top 10% Earn
$97.11/hr
Top Hourly Rate
$166,596
75th Percentile
$201,985
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Spanish Fork, UT — 2026 est., based on 2025 BLS
Spanish Fork, UT actuary senior salary overview (2026 est., based on 2025 BLS)

En el mercado laboral de Spanish Fork, Utah, la remuneración para los actuarios senior es bastante competitiva, especialmente para aquellos que logran alcanzar las posiciones más altas del sector. Se proyecta que el salario anual mediano en 2026 será de $130,313, con un margen que va desde los $80,774 en el percentil 10 hasta un impresionante $201,985 en el percentil 90. Esta diferencia subraya el valor de la experiencia en el campo: mientras que el mediano representa una base sólida, los actuarios que llegan a posiciones de liderazgo pueden obtener compensaciones considerablemente mayores. Alcanzar el nivel de $201,985 requiere no solo un sólido historial de experiencia, sino también especialización en áreas críticas que son altamente valoradas en el mercado.

About the Spanish Fork Market

Salary estimated from Utah average ($115,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Spanish Fork

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Spanish Fork. The median salary is $130,313, compared to the national median of $134,160.$72.7K$107.5K$142.4K$177.2K$212.1K$80.8K10th Pctl$103.2K25th Pctl$130.3KMedian$166.6K75th Pctl$202.0K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Spanish Fork earn between $166,596 and $201,985 per year (2026 est.). This $121,211 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Spanish Fork median of $130,313 sits 2.87% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Spanish Fork metro area.

Top ASA, FSA Salary Comparison

LevelSpanish ForkNational
Median (P50)$130,313$134,160
75th Percentile$166,596$176,111
90th Percentile (Top 10%)$201,985$221,983

In Spanish Fork, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Spanish Fork

1

Advanced Certifications in Utah

UT actuaries with additional specialty certifications within the actuarial science field earn significantly above the $130,313 median. Expanded-scope credentials are increasingly valued by Spanish Fork employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Spanish Fork command premium compensation, often reaching the $166,596–$201,985 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Spanish Fork metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Spanish Fork with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Utah who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Spanish Fork

Clinical Actuary

0-5 years
$80,774 – $130,313

Senior/Lead Actuary

5-10 years
$130,313 – $166,596

Actuary Department Manager

10+ years
$166,596+

Educator / Specialty Leadership

Advanced
Varies by role

Spanish Fork ranks #11 of 41 Utah cities for top earner actuary salary (90th percentile: $201,985).

Top 10% actuary compensation in Spanish Fork ($201,985) is 4.01% above the Utah average P90 ($194,188).

2019 BLS Actual

$176,159

2025 BLS Actual

$195,722

2026 Current Est.

$201,985

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Spanish Fork (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Spanish Fork. Baseline $176,159 in 2025, projected to $208,449 by 2027.$166.1K$178.4K$190.8K$203.2K$215.5K2019202020212022202320242025202620272025 BLS$176.2K$178.4K$188.2K$181.3K$190.5K$173.1K$195.7K$202.0K$208.4K
YearAnnual SalaryStatus
2019$176,159Actual
2020$178,352Actual
2021$188,188Actual
2022$181,345Actual
2023$190,454Actual
2024$173,138Actual
2025$195,722Actual
2026(current)$201,985Estimated
2027$208,449Projected

Top-earning actuaries (90th percentile) in Spanish Fork saw their compensation grow 11.1% from $176,159 in 2019 to $195,722 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $208,449 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Spanish Fork metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Spanish Fork

Las oportunidades de empleo para actuarios experimentados en Spanish Fork se ven impulsadas por diversas especializaciones que ofrecen salarios más altos. Áreas como la gestión de riesgos empresariales (ERM), la modelización de capital y la analítica predictiva están a la vanguardia de la industria, y cada una presenta oportunidades lucrativas para quienes poseen las credenciales adecuadas. Las compañías de seguros de vida y salud, junto a las de reaseguro, tienden a ofrecer compensaciones más elevadas en comparación con otras entidades. Aquellos en la trayectoria de liderazgo pueden avanzar desde analistas actuariales a actuariales jefe, con el paso de las pruebas del SOA que pueden agregar entre $3,000 y $8,000 a su salario base con cada examen aprobado. Obtener designaciones avanzadas como ASA o FSA no solo mejora el perfil profesional, sino que también impacta significativamente en la remuneración. Así, la combinación de credenciales, especialización y el avance profesional son factores determinantes para alcanzar un salario atractivo en este campo en 2026.

Frequently Asked Questions

How much do experienced actuaries make in Spanish Fork in 2026?

Top-earning actuaries in Spanish Fork (90th percentile) make $201,985/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $71,672 more than the area median of $130,313 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Spanish Fork?

Higher actuary pay in Spanish Fork is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Spanish Fork?

The most impactful salary-boosting certifications for actuaries in Spanish Fork include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $130,313, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Spanish Fork?

Yes — the 90th percentile salary in Spanish Fork is $201,985, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Spanish Fork?

In Spanish Fork, the gap between entry level ($80,774) and top earners ($201,985) is $121,211, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $195,722 for actuaries in the Spanish Fork metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Spanish Fork is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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