Actuary Pay

Senior Actuary Salary in Hampton, VA: $214,364 (2026)

Quick Answer:The top tier of actuaries working in Hampton, VA — those at or above the 90th percentile — pull in $214,364/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Hampton's price premium (BEA RPP 103.2, 3% above national) and that top-decile pay carries the same buying power as $207,717 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$214,364
Top 10% Earn
$103.06/hr
Top Hourly Rate
$177,023
75th Percentile
$214,364
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Hampton, VA — 2026 est., based on 2025 BLS
Hampton, VA actuary senior salary overview (2026 est., based on 2025 BLS)

In 2026, seasoned actuaries in Hampton, Virginia, can anticipate a lucrative median annual salary of $138,299, with potential earnings that reach up to $214,364 at the 90th percentile. This positioning not only highlights the strong earning potential but also reveals a substantial gap between the median salary and top earner figures, illustrating the experience premium in this profession. Achieving such competitive pay generally requires a robust background in complex actuarial tasks, often accompanied by advanced credentials such as Fellowship status (FSA or FCAS) and a proven track record in areas like life and annuity, pension consulting, or enterprise risk management. Aspiring for the upper echelons of the actuarial pay scale in Hampton necessitates focusing on gaining experience and skills that are highly valued in the local market.

About the Hampton Market

Salary estimated from Virginia average ($128,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Hampton

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Hampton. The median salary is $138,299, compared to the national median of $134,160.$76.9K$114.0K$151.0K$188.0K$225.1K$85.5K10th Pctl$104.5K25th Pctl$138.3KMedian$177.0K75th Pctl$214.4K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Hampton earn between $177,023 and $214,364 per year (2026 est.). This $128,886 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Hampton median of $138,299 sits 3.09% above the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Hampton metro area.

Top ASA, FSA Salary Comparison

LevelHamptonNational
Median (P50)$138,299$134,160
75th Percentile$177,023$176,111
90th Percentile (Top 10%)$214,364$221,983

In Hampton, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Hampton

1

Advanced Certifications in Virginia

VA actuaries with additional specialty certifications within the actuarial science field earn significantly above the $138,299 median. Expanded-scope credentials are increasingly valued by Hampton employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Hampton command premium compensation, often reaching the $177,023–$214,364 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Hampton metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Hampton with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Virginia who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Hampton

Clinical Actuary

0-5 years
$85,478 – $138,299

Senior/Lead Actuary

5-10 years
$138,299 – $177,023

Actuary Department Manager

10+ years
$177,023+

Educator / Specialty Leadership

Advanced
Varies by role

Hampton ranks #4 of 42 Virginia cities for top earner actuary salary (90th percentile: $214,364).

Top 10% actuary compensation in Hampton ($214,364) is 5.76% above the Virginia average P90 ($202,687).

2019 BLS Actual

$186,955

2025 BLS Actual

$207,717

2026 Current Est.

$214,364

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Hampton (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Hampton. Baseline $186,955 in 2025, projected to $221,224 by 2027.$180.1K$192.1K$204.1K$216.1K$228.1K2019202020212022202320242025202620272025 BLS$187.0K$189.3K$199.7K$192.5K$202.1K$204.5K$207.7K$214.4K$221.2K
YearAnnual SalaryStatus
2019$186,955Actual
2020$189,282Actual
2021$199,721Actual
2022$192,459Actual
2023$202,126Actual
2024$204,521Actual
2025$207,717Actual
2026(current)$214,364Estimated
2027$221,224Projected

Top-earning actuaries (90th percentile) in Hampton saw their compensation grow 11.1% from $186,955 in 2019 to $207,717 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $221,224 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Hampton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Hampton

In Hamlet, Virginia, the compensation landscape for senior actuaries varies significantly based on specialization and the type of employer. Actuaries with expertise in predictive analytics, capital modeling, and data science tend to command premium salaries, especially in consulting firms like Mercer and Aon, where FSAs and FCASs are particularly prized. Additionally, life insurance companies such as Prudential or MetLife offer competitive pay scales, but often slightly less than their consulting counterparts. Advancement opportunities abound, as actuaries typically follow a career path that starts from actuarial analyst roles to attaining credentials like ASA before progressing to FSA/FCAS status. This credentialing process, which may take five to ten years, can significantly influence compensation levels, with each passed exam potentially adding $3,000 to $8,000 in salary. Furthermore, the benefits provided by employers often include time for study and bonuses based on achieving professional milestones, reinforcing the importance of ongoing education and specialization in the Hampton actuarial job market.

Frequently Asked Questions

How much do experienced actuaries make in Hampton in 2026?

Top-earning actuaries in Hampton (90th percentile) make $214,364/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $76,065 more than the area median of $138,299 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Hampton?

Higher actuary pay in Hampton is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Hampton?

The most impactful salary-boosting certifications for actuaries in Hampton include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $138,299, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Hampton?

Yes — the 90th percentile salary in Hampton is $214,364, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Hampton?

In Hampton, the gap between entry level ($85,478) and top earners ($214,364) is $128,886, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $207,717 for actuaries in the Hampton metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Hampton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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