Actuary Pay

Pensacola vs Tampa: Actuary Salary (2026)

Compare actuary salaries between Pensacola, FL and Tampa, FL. All figures are 2026 estimates projected from BLS 2025 data.

Pensacola, FL
$128,924
$61.98/hr
Tampa, FL
$109,898
$52.84/hr

Side-by-Side Comparison

MetricPensacola, FLTampa, FL
Median Salary$128,924$109,898
Hourly Rate$61.98$52.84
Entry Level (P10)$74,776$68,308
25th Percentile$93,029$85,388
75th Percentile$165,022$166,637
Top Earner (P90)$199,831$179,042
Total Employed11350
Side-by-side bar chart comparing Pensacola ($128,924) and Tampa ($109,898) actuary salaries.PensacolaTampaMedian Salary$128,924$109,898Entry Level (P10)$74,776$68,308Top Earner (P90)$199,831$179,042US Median $134,160

Verdict

Pensacola, FL offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Tampa.

The salary gap between Pensacola and Tampa is $19,026 (17.31%). Pensacola's median is -3.90% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Pensacola spans $125,055,Tampa spans $110,734. Pensacola has a wider pay range, meaning more potential for high earners but also more variation.

Pensacola
P10 (Entry)$74,776
P25$93,029
Median$128,924
P75$165,022
P90 (Top)$199,831
Tampa
P10 (Entry)$68,308
P25$85,388
Median$109,898
P75$166,637
P90 (Top)$179,042

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Pensacola ($127,901 effective) pays 17.42% more than Tampa ($108,929 effective).

Pensacola
Nominal: $128,924
CoL Index: 100.8
Adjusted: $127,901
Tampa
Nominal: $109,898
CoL Index: 100.89
Adjusted: $108,929

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Pensacola if…

  • Higher median salary ($128,924/year)
  • Better top-earner potential ($199,831)
  • Better purchasing power (CoL-adjusted: $127,901)
  • You prefer the Florida area and lifestyle

Choose Tampa if…

  • Larger job market (350 employed)
  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Pensacola grew 5.7% from 2024 to 2025, compared to -2.0% growth in Tampa over the same period.

Pensacola, FL

+5.7%

$118,240 (2024) → $124,926 (2025)

Tampa, FL

+-2.0%

$108,700 (2019) → $106,490 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Pensacola or Tampa?

Pensacola has a higher median actuary salary at $128,924/year, compared to Tampa at $109,898/year — a difference of $19,026 (17.31%).

What is the hourly rate difference between Pensacola and Tampa?

Pensacola actuarys earn $61.98/hr while Tampa hygienists earn $52.84/hr (2026 est.).

Should I relocate from Pensacola to Tampa as a actuary?

Consider more than just salary when comparing Pensacola and Tampa. Factor in cost of living (CoL-adjusted: Pensacola = $127,901, Tampa = $108,929), job availability (11 vs 350 employed), commute, and career growth potential.

What do entry-level actuarys earn in Pensacola vs Tampa?

Entry-level (10th percentile) actuarys earn $74,776 in Pensacola and $68,308 in Tampa. The Pensacola area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov