Actuary Pay

Actuary Hourly Pay in Pensacola, FL: $61.98 (2026)

Quick Answer:Hourly pay for a actuary working in Pensacola, FL runs $61.98 at the median for 2026 — annualizing to $128,924 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Pensacola's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $61.49 nationally would. A 24-hour part-time schedule grosses $77,353 per year.

$128,924
Median Annual Salary
$61.98/hr
Hourly Rate
$74,776
Entry Level (P10)
$199,831
Top Earners (P90)

Based on BLS state-level estimates · View source

Actuary Hourly Rate in Pensacola, FL — 2026 est., based on 2025 BLS
Pensacola, FL actuary hourly rate overview (2026 est., based on 2025 BLS)

In 2026, the actuary hourly pay in Pensacola, FL is projected to reach $61.98, reflecting a slight decline compared to the national median hourly rate of $64.50. This rate offers considerable potential for those considering part-time opportunities, such as working three days a week. Actuaries typically engage in various settings, including insurance company actuarial pricing departments and consulting firms, where the hourly pay scale ranges from $35.95 for entry-level positions, all the way to $96.07 for those at the top of the earnings spectrum. The hourly rates are estimated from annual salary figures, providing insights into what actuaries might expect in terms of pay based on their experience and area of expertise.

About the Pensacola Market

Salary estimated from Florida average ($118,000) adjusted for local cost of living.

Actuary Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$35.95$287.64
Lower Range (P25)$44.73$357.82
Median (P50)$61.98$495.86
Upper Range (P75)$79.34$634.72
Top Earners (P90)$96.07$768.55

Estimated Annual Income by Work Schedule in Pensacola

Based on $61.98/hr median hourly rate · 2026 est.

Horizontal bars showing a actuary in Pensacola earning $61.98/hr would make approximately $74,378 part-time (24 hr/wk) or $128,922 full-time (40 hr/wk).Part-Time (24 hr/wk)$74,378Reduced (32 hr/wk)$99,171Full-Time (40 hr/wk)$128,922

At $61.98/hr, a actuary working full-time (40 hr/wk) in Pensacola, FL can expect to earn approximately $128,922 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $74,378. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Pensacola.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$495.86
per 8hr shift
$2,479.28
per week
$10,744
per month
$128,922
per year

Schedule Comparison in Pensacola

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$2,479.28$10,744$128,922
Part-Time (24 hrs)$1,487.57$6,446$77,353
Per Diem (16 hrs)$991.71$4,297$51,569

Compare ASA, FSA Wages With Similar Roles

RoleMedian Hourly
Actuary (Pensacola)$61.98
Statistician (National Avg)$51.53
Mathematician (National Avg)$56.16
Financial Analyst (National Avg)$47.61
Data Scientist (National Avg)$54.40
Horizontal bar chart comparing actuary median salary in Pensacola ($128,924) with Florida average ($129,702) and the US national median ($134,160).Pensacola$128,924Florida Avg$129,702-0.60%US National$134,160-3.90%

Actuarys in Pensacola, FL earn a median of $128,924 per year (2026 est.), which is 3.90% lower than the national median of $134,160 and 0.60% below the Florida state average of $129,702.

Actuary Hourly Pay vs. Cost of Living

Working 24h/week at $61.98/hr = $77,353/year (purchasing power: $76,740).

Working 40h/week (full-time) = $128,922/year (purchasing power: $127,899).

CoL index: 100.8 (100 = national average).

2019 BLS Actual

$50.06/hr

2025 BLS Actual

$60.06/hr

2026 Current Est.

$61.98/hr

2019–2027 Growth

+27.8%

Hourly Rate Trajectory for Actuaries in Pensacola (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for actuaries in Pensacola. Baseline $50.06/hr in 2025, projected to $63.97/hr by 2027.$46$51$56$62$672019202020212022202320242025202620272025 BLS$50.06$51.30$48.93$52.66$55.44$56.85$60.06$61.98$63.97
YearHourly RateStatus
2019$50.06/hrActual
2020$51.30/hrActual
2021$48.93/hrActual
2022$52.66/hrActual
2023$55.44/hrActual
2024$56.85/hrActual
2025$60.06/hrActual
2026(current)$61.98/hrEstimated
2027$63.97/hrProjected

Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Pensacola grew 20.0% from $50.06/hr (2019) to $60.06/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $63.97/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20192025) are actual BLS OEWS figures for the Pensacola metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Actuary in Pensacola

Assessing part-time earnings can be revealing for individuals working in the actuarial field. An actuary working 24 hours a week at the established hourly rate would take home a substantial income annually, even without a full-time commitment. Contrarily, per-diem actuarial work in Pensacola offers unique challenges; it's not common for junior actuaries to find such positions, yet experienced professionals, especially those with credentials like FSA or FCAS, may command higher rates of $250 to $500 per hour for consulting engagements. Additionally, hourly pay varies across employer types in the region—for instance, life insurers like Prudential or healthcare companies such as UnitedHealth might offer different compensation packages compared to property and casualty firms like State Farm. The trade-offs between salaried positions with benefits and higher hourly rates without them can influence many actuaries' career paths. For those negotiating hourly contracts, highlighting specific expertise, relevant certifications, and analytical skills can help secure favorable terms.

Frequently Asked Questions

What is the hourly rate for actuaries in Pensacola in 2026?

The estimated 2026 median hourly rate for actuaries in Pensacola is $61.98/hour, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). Rates range from $35.95 at entry level (10th percentile) to $96.07 for experienced practitioners (90th percentile). This is 3.9% below the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time actuaries make in Pensacola?

A part-time actuary working 3 days per week (24 hours) in Pensacola earns approximately $6,446/month, or $77,353/year at the median hourly rate of $61.98. Many actuaries prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are actuaries in Pensacola paid hourly or salary?

The majority of actuaries in Pensacola are paid hourly at a median rate of $61.98/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $128,922/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time actuary make per year in Pensacola?

A full-time actuary working 40 hours per week (2,080 hours/year) in Pensacola earns approximately $128,922/year at the median hourly rate of $61.98. This is 3.9% below the national median. Top earners working full-time can reach $199,823/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do actuaries earn more per hour working part-time in Pensacola?

Part-time and per diem actuaries in Pensacola sometimes command higher hourly rates — up to $96.07/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Pensacola. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Salary data for Pensacola is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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