Actuary Hourly Pay in Pensacola, FL: $61.98 (2026)
Quick Answer:Hourly pay for a actuary working in Pensacola, FL runs $61.98 at the median for 2026 — annualizing to $128,924 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Pensacola's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $61.49 nationally would. A 24-hour part-time schedule grosses $77,353 per year.
Based on BLS state-level estimates · View source

In 2026, the actuary hourly pay in Pensacola, FL is projected to reach $61.98, reflecting a slight decline compared to the national median hourly rate of $64.50. This rate offers considerable potential for those considering part-time opportunities, such as working three days a week. Actuaries typically engage in various settings, including insurance company actuarial pricing departments and consulting firms, where the hourly pay scale ranges from $35.95 for entry-level positions, all the way to $96.07 for those at the top of the earnings spectrum. The hourly rates are estimated from annual salary figures, providing insights into what actuaries might expect in terms of pay based on their experience and area of expertise.
About the Pensacola Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $35.95 | $287.64 |
| Lower Range (P25) | $44.73 | $357.82 |
| Median (P50) | $61.98 | $495.86 |
| Upper Range (P75) | $79.34 | $634.72 |
| Top Earners (P90) | $96.07 | $768.55 |
Estimated Annual Income by Work Schedule in Pensacola
Based on $61.98/hr median hourly rate · 2026 est.
At $61.98/hr, a actuary working full-time (40 hr/wk) in Pensacola, FL can expect to earn approximately $128,922 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $74,378. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Pensacola.
Hourly Rate Calculator
Schedule Comparison in Pensacola
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,479.28 | $10,744 | $128,922 |
| Part-Time (24 hrs) | $1,487.57 | $6,446 | $77,353 |
| Per Diem (16 hrs) | $991.71 | $4,297 | $51,569 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Pensacola) | $61.98 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Pensacola, FL earn a median of $128,924 per year (2026 est.), which is 3.90% lower than the national median of $134,160 and 0.60% below the Florida state average of $129,702.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $61.98/hr = $77,353/year (purchasing power: $76,740).
Working 40h/week (full-time) = $128,922/year (purchasing power: $127,899).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$50.06/hr
2025 BLS Actual
$60.06/hr
2026 Current Est.
$61.98/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Pensacola (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $50.06/hr | Actual |
| 2020 | $51.30/hr | Actual |
| 2021 | $48.93/hr | Actual |
| 2022 | $52.66/hr | Actual |
| 2023 | $55.44/hr | Actual |
| 2024 | $56.85/hr | Actual |
| 2025 | $60.06/hr | Actual |
| 2026(current) | $61.98/hr | Estimated |
| 2027 | $63.97/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Pensacola grew 20.0% from $50.06/hr (2019) to $60.06/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $63.97/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pensacola metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Pensacola
Assessing part-time earnings can be revealing for individuals working in the actuarial field. An actuary working 24 hours a week at the established hourly rate would take home a substantial income annually, even without a full-time commitment. Contrarily, per-diem actuarial work in Pensacola offers unique challenges; it's not common for junior actuaries to find such positions, yet experienced professionals, especially those with credentials like FSA or FCAS, may command higher rates of $250 to $500 per hour for consulting engagements. Additionally, hourly pay varies across employer types in the region—for instance, life insurers like Prudential or healthcare companies such as UnitedHealth might offer different compensation packages compared to property and casualty firms like State Farm. The trade-offs between salaried positions with benefits and higher hourly rates without them can influence many actuaries' career paths. For those negotiating hourly contracts, highlighting specific expertise, relevant certifications, and analytical skills can help secure favorable terms.
More salary data for Pensacola, FL:
Frequently Asked Questions
What is the hourly rate for actuaries in Pensacola in 2026?
How much do part-time actuaries make in Pensacola?
Are actuaries in Pensacola paid hourly or salary?
How much does a full-time actuary make per year in Pensacola?
Do actuaries earn more per hour working part-time in Pensacola?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Pensacola. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Pensacola is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov