Actuary Salary in El Paso, TX: $136,666 (2026)
Quick Answer:A full-time actuary in El Paso, TX earns a median $136,666/year (≈ $65.71/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in El Paso's price level (4% below national, BEA RPP 96.0), that paycheck buys what $142,360 would nationally. Nominal pay sits 6.1% above the Texas state average.
Based on BLS state-level estimates · View source
In 2026, the median annual salary for actuaries in El Paso, Texas, is projected at $136,666, slightly above the national median of $134,160. This position offers a diverse salary range, with entry-level professionals earning around $80,707 and experienced actuaries making as much as $211,831, demonstrating the significant potential for salary growth in this field. Local estimates derived from 2025 BLS data, adjusted for regional cost factors, provide a comprehensive picture of the actuarial market in El Paso. Notably, those working in consulting firms such as Milliman and Mercer typically enjoy higher compensation compared to their counterparts in insurance companies, emphasizing the distinct pay gradient associated with actuarial roles.
About the El Paso Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $80,707 | $38.80 |
| Lower Range (P25) | $100,783 | $48.45 |
| Median (P50)(typical) | $136,666 | $65.71 |
| Upper Range (P75) | $174,932 | $84.10 |
| Top Earners (P90) | $211,831 | $101.84 |
Median Salary Position
1.87% above the national average
2026 Salary Percentile Distribution in El Paso
In El Paso, TX, the actuary salary spread from the 10th to 90th percentile is $131,124 (2026 est.). At $136,666, the local median is 1.87% above the national median of $134,160.
Salary Calculator
At 40 hours/week in El Paso: You'd be in the lower-middle range
How El Paso Actuary Pay Compares
El Paso median: $136,666/year (2026)
| Compared To | Median Salary | El Paso Pays |
|---|---|---|
| Texas Average | $128,808 | +6.10% more |
| National Average | $134,160 | +1.87% more |
Actuarys in El Paso, TX earn a median of $136,666 per year (2026 est.), which is 1.87% higher than the national median of $134,160 and 6.10% above the Texas state average of $128,808.
Cost-of-Living Adjusted Salary
El Paso has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
El Paso, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $136,666 nominally has purchasing power equivalent to $142,360 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$110,374
2025 BLS Actual
$132,428
2026 Current Est.
$136,666
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in El Paso (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $110,374 | Actual |
| 2020 | $113,104 | Actual |
| 2021 | $107,878 | Actual |
| 2022 | $116,119 | Actual |
| 2023 | $122,241 | Actual |
| 2024 | $130,391 | Actual |
| 2025 | $132,428 | Actual |
| 2026(current) | $136,666 | Estimated |
| 2027 | $141,039 | Projected |
Based on 7 years of BLS OEWS data for the El Paso metropolitan area, the median actuary salary grew 20.0% from $110,374 (2019) to $132,428 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $141,039 by 2027 — a total increase of $30,665 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the El Paso metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $80,707 – $100,783 |
| 3-5 years (Mid Career) | $100,783 – $136,666 |
| 5+ years (Experienced) | $136,666 – $174,932 |
| 10+ years (Top Earner) | $174,932 – $211,831 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in El Paso
With 163 actuaries employed in the El Paso area, the local job market shows promising stability for aspiring professionals. The city’s cost of living index stands at 96, suggesting that actuary salaries can offer a comfortable lifestyle relative to housing and everyday expenses. Employers such as Prudential and UnitedHealth are among those likely to provide competitive salaries, but actuaries venturing into consulting with firms like Aon and WTW may find the highest earnings. Factors contributing to the significant pay disparity include exam progressions, where each certified exam can increase earnings by $3,000 to $8,000, and the transition from ASA to FSA designations, which often leads to substantial salary increases. To maximize earning potential in this market, actuaries should focus on gaining relevant experience, pursuing advanced designations, and acquiring skills in predictive analytics, which are increasingly sought after.
More salary data for El Paso, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $132,428 for actuariesin the El Paso metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for El Paso is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov